Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
Claim this profile. Work at Frollo? Verify your work email to unlock the full buyer list.
Founded in 2016 as a consumer personal finance management app, Frollo pivoted to become an enterprise Open Banking infrastructure provider leveraging Australia's government-regulated Consumer Data Right (CDR) framework. Having secured the first FinTech Accredited Data Recipient status in Australia, Frollo repositioned as a B2B platform supplying CDR gateway access, financial passport, transaction enrichment, and money management APIs to banks, non-bank lenders, mortgage brokers, and wealth providers. The company now operates primarily as infrastructure for the Australian open banking ecosystem rather than as a direct-to-consumer product.
Full dossier: Frollo’s own stack, layer by layer →Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Frollo’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/frollo?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/frollo.svg"
alt="Ranked #51 of 89 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/frollo/install" width="1" height="1" alt="" style="display:none">2 companies disclose Frollo in their stack in the Embedded Finance Index 2026, including Nab and Pn Group.
Frollo is an embedded-finance provider in Open Banking. It ranks #51 of 89 Open Banking providers by disclosed buyers.
The most-disclosed Open Banking alternatives to Frollo are Plaid (296 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), Tink (43 buyers) and TrueLayer (43 buyers).
Frollo is founded in 2016 and headquartered in North Sydney, New South Wales, Australia.
Get a read on where your own stack stands against Frollo and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.