← Embedded Finance Index 2026

Signature Payments

Can a North-affiliated high-risk ISO become the full-stack embedded payment infrastructure for underserved and specialty merchants globally?

HQUnited States
IndustryInfrastructure / Payments
The story

Signature Payments operates as a subsidiary/affiliate of NorthAB, LLC (North), functioning as a high-risk and specialty merchant services ISO and payment processor. The company has leveraged North's enterprise-grade infrastructure to serve alternative lending, high-risk verticals, and global e-commerce merchants. Over time it has expanded from traditional ISO merchant acquiring into embedded finance tooling for ISVs and partners, integrating payment orchestration platforms like FreedomPay and compliance tooling. It positions itself as a direct Visa acquirer with multi-bank sponsorship (BMO, FFB Bank, Westamerica Bank, Merrick Bank) for high-risk merchant flexibility.

Last 12 months
2026-04
2026-01
2025-11
Product timeline
2024
Privacy policy updated under NorthAB, LLC parent entity, confirming Signature Payments operates as a subsidiary/affiliate of North (north.com).· pivot
2025
Launched integrated tax compliance automation and same-day funding infrastructure for merchants.· banking
2026
Announced strategic partnership with Inovio for redesigned payment portal and digital commerce platform.· payments
2026
Launched FreedomPay integration offering unified payment orchestration across 80+ countries and 1,000+ technology integrations.· payments
The stack
2 layers disclosed in Signature Payments’s embedded-finance stack
Payments / PSP
Signature Payments (self-operated)FreedomPay
Lending
in the full report
Accounting gap: significant
8 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.