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← Embedded Finance Index 2026/Banks

Zenith Bank

Bank
LendingTreasury Management

Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their lending partner.

zenithbank.com ↗
TypeBank
Used asLending partner, Treasury & cash management
Rank#258 of 259 in Lending
Buyers2 companies

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How companies use Zenith Bank

2 companies name Zenith Bank in their stack. The most common role is lending partner (1). A company can use the same bank for more than one thing.

Lending partner1
Treasury & cash management1
Zenith Bank’s APIs · from Open Banking Tracker

Open Banking Tracker has no developer portal on file for Zenith Bank. One aggregator connects to its accounts.

Reachable through
Mono (acquired by Flutterwave)
From Open Banking Tracker’s open dataset, record “Zenith Bank”. Full bank profile on Open Banking Tracker ↗
Who uses Zenith Bank
2 companies disclose Zenith Bank in their stack
FlutterwaveAB Microfinance Bank Nigeria Limited
Buyer mix · 2 of 2 classified
Bank / Community · 1Infrastructure / Payments · 1
US · 1Africa · 1
What the disclosures say
Flutterwave
“Flutterwave's own blog announcing Flutterwave Capital names lending partners: CashConnect Microfinance Bank, Indicina, Keystone Bank, Migo, Wema Bank, Zenith Bank, and Sterling Bank.”
AB Microfinance Bank Nigeria Limited
“Website discloses myAB-POS acquiring accepting Visa, Verve, Mastercard; NIBSS Instant Payment (NIP) used for interbank transfers; correspondence accounts at Zenith Bank and Polaris Bank.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Zenith Bank? Claim this profile above to unlock your own full list.
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Other banks in Lending

Other banks named for Lending in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Cross River10 buyers →WebBank10 buyers →Celtic Bank6 buyers →Lead Bank5 buyers →Banco Bradesco4 buyers →First National Bank of Omaha3 buyers →NatWest Boxed3 buyers →The Bancorp Bank3 buyers →
Share this rank

An embeddable badge for Zenith Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #258 of 259 in Lending — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/zenith-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/zenith-bank.svg"
       alt="Ranked #258 of 259 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/zenith-bank/install" width="1" height="1" alt="" style="display:none">

Zenith Bank — frequently asked

Which companies use Zenith Bank?

2 companies disclose Zenith Bank in their stack in the Embedded Finance Index 2026, including Flutterwave and AB Microfinance Bank Nigeria Limited.

What do fintechs use Zenith Bank for?

Zenith Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their lending partner (1) and treasury & cash management (1).

What are the alternatives to Zenith Bank?

The most-disclosed Lending alternatives to Zenith Bank are Cross River (10 buyers), WebBank (10 buyers), Celtic Bank (6 buyers), Lead Bank (5 buyers), Banco Bradesco (4 buyers) and First National Bank of Omaha (3 buyers).

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