Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
Claim this profile. Work at equipifi? Verify your work email to unlock the full buyer list.
equipifi was founded in 2021 by Bryce Deeney, a former credit-union executive, on the thesis that financial institutions — not third-party fintechs like Affirm, Klarna, or Afterpay — should own the BNPL moment for their own depositors. The company sells white-label pay-over-time and installment-lending software that embeds directly into a bank or credit union's digital banking app and card program, with the FI itself originating and holding the loan on balance sheet. It integrates with banking cores and digital banking platforms (e.g. Access Softek) rather than operating any of its own regulated infrastructure.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for equipifi’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/equipifi?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/equipifi.svg"
alt="Ranked #92 of 259 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/equipifi/install" width="1" height="1" alt="" style="display:none">2 companies are linked to equipifi in the Embedded Finance Index 2026, through their own public disclosures or equipifi's published customer list, including Onpath Fcu and Jack Henry.
equipifi is an embedded-finance provider in Lending. It ranks #92 of 259 Lending providers by linked companies.
The most-named Lending alternatives to equipifi are Affirm (66 buyers), Klarna (56 buyers), YouLend (49 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
equipifi was founded by Bryce Deeney and is founded in 2021, headquartered in Scottsdale, Arizona, United States.
Get a read on where your own stack stands against equipifi and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.