Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 66 companies across 2 categories.
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Founded in 2005 as a virtual payment card distribution and settlement platform, Conferma became the dominant middleware connecting banks, travel management companies (TMCs), and corporate travel ecosystems. Acquired by Sabre Corporation, it deepened its position as a B2B virtual card infrastructure layer rather than competing as a bank or card issuer itself. Its embedded finance angle is purely infrastructure: it connects card-issuing banks and processors (WEX, Modulr, Pliant, J.P. Morgan) into a single platform that TMCs and corporates use to issue, manage, and reconcile virtual cards at the point of booking.
Other Distribution providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/conferma/install" width="1" height="1" alt="" style="display:none">66 companies are linked to Conferma in the Embedded Finance Index 2026, through their own public disclosures or Conferma's published customer list, including SAP Concur, CTM, Reed and Mackay, FCM, CWT, ATPI, American Express Global Business Travel, BCD Travel, Direct Travel, Frosch and 2 others.
Conferma is an embedded-finance provider in PSP and Distribution. It ranks #1 of 2 Distribution providers by linked companies.
The most-named Distribution alternatives to Conferma are Hapto (3 buyers).
Conferma is founded in 2005 and headquartered in Manchester, United Kingdom.
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