← Embedded Finance Index 2026/Vendor

Chargebee

Provider

PSP Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.

chargebee.com ↗Also analysed as a company — its own stack →

CategoriesPSP, Lending
Rank#225 of 538 in PSP
Buyers3 companies
HeadquartersSan Francisco, California, USA
Founded2011
FoundersKrish Subramanian, Rajaraman Santhanam, Saravanan KP, Thiyagarajan T
Raised$468.8M

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Founders & story · from Chargebee’s own dossier

Founded in 2011 as a subscription billing automation tool for SaaS startups, Chargebee evolved steadily from a simple recurring billing platform into a full Revenue Growth Management (RGM) suite covering subscription lifecycle, CPQ, revenue recognition, and usage-based pricing. The Series G in 2021 signaled ambition beyond billing into a 'full revenue management stack.' The launch of Chargebee Pay — an embedded acquiring and payouts product — marks the company's direct entry into payments infrastructure, competing with gateway-agnostic models by offering its own payment rails alongside multi-gateway orchestration.

Latest round: Series H, February 2022

Recent developments

2026-02Updated Privacy Policy, DPA, and Terms of Service effective 15 February 2026, reflecting updated sub-processor list including AWS Bedrock AI services. source ↗
2024-01Chargebee partners with ION to deliver a complete lead-to-ledger solution for subscription businesses. source ↗

Full dossier: Chargebee’s own stack, layer by layer →

Who uses Chargebee

3 companies disclose Chargebee in their stack

Sovos Vetspire Lumiform

Buyer mix · 3 of 3 classified

Horizontal SaaS / Frontline Operations · 1Vertical SaaS / Tax Compliance · 1Vertical SaaS / Veterinary · 1

US · 2 EU · 1

What the disclosures say

Sovos

“Subprocessor page lists Authorize.net LLC as 'Payment processing (gateway)' for eFileMyForms and Aatrix, and Chargebee as 'Shopping cart, payment and invoice management' for 1099 Pro, TINCheck, TINCheck API, and Unclaimed Property.”

Vetspire

“manual.vetspire.com payment-processors article lists Payment Plan options: All Pet Card, Allegro, Care Credit, Care Plan, Chargebee, Fortiva, Membership, Payment Banc, Pumpkin, Rectangle, Scratch Pay Loan, Snap Finance. developer.vetspire.com PaymentMethod enum confirms these as enum values.”

Lumiform

“Subprocessors page (Nov 2024) lists Chargebee for 'Payment processing' and explicitly removed Stripe.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Chargebee? Claim this profile above to unlock your own full list.

What Chargebee runs on · from its own dossier

The third-party providers Chargebee itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Chargebee.

PSP

GoCardless PayPal Worldpay Mollie

Full dossier with evidence for each layer →

Alternatives to Chargebee

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →Braintree56 buyers →checkout56 buyers →

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Chargebee — frequently asked

Which companies use Chargebee?

3 companies disclose Chargebee in their stack in the Embedded Finance Index 2026, including Sovos, Vetspire and Lumiform.

What does Chargebee do?

Chargebee is an embedded-finance provider in PSP and Lending. It ranks #225 of 538 PSP providers by disclosed buyers.

What are the alternatives to Chargebee?

The most-disclosed PSP alternatives to Chargebee are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Who founded Chargebee?

Chargebee was founded by Krish Subramanian, Rajaraman Santhanam, Saravanan KP and Thiyagarajan T and is founded in 2011, headquartered in San Francisco, California, USA.

How much funding has Chargebee raised?

Chargebee has raised $468.8M in total.

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