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← Embedded Finance Index 2026/Banks

Central Bank of Kansas City

Bank
BaaSCard IssuingSponsor Bank

Bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their banking-as-a-service.

centralbankofkansascity.com ↗
TypeBank
Used asBanking-as-a-Service, Sponsor bank, Card issuer
Rank#109 of 340 in BaaS
Buyers4 companies

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How companies use Central Bank of Kansas City

4 companies name Central Bank of Kansas City in their stack. The most common role is banking-as-a-service (3). A company can use the same bank for more than one thing.

Banking-as-a-Service3
Sponsor bank3
Card issuer2
Who uses Central Bank of Kansas City
4 companies disclose Central Bank of Kansas City in their stack
PaysendMultikrdPayactivTapcheck
Buyer mix · 4 of 4 classified
Fintech / Earned Wage Access · 2Fintech / Cross-border payments · 1Fintech / Employee Financial Wellness · 1
US · 3UK · 1
What the disclosures say
Multikrd
“bankingembedded.com lists Lewis & Clark Bank as publicly naming Multikrd as a customer. multikrd.com blog (Oct 2025): 'The Multikrd Payroll Card is a prepaid Mastercard issued by Central Bank of Kansas City, Member FDIC.' multikrd.com homepage: 'Multikrd Prepaid Mastercard® that can be used for payroll direct deposit.'”
Payactiv
“payactiv.com homepage states 'Central Bank of Kansas City does not administer, nor is liable for earned wage access' — naming CBKC as the sponsor bank behind the Payactiv card. known_customer_listings confirms Central Bank of Kansas City lists Payactiv as a customer. payactiv.com/program-pricing references Payactiv Vis…”
Tapcheck
“Tapcheck Mastercard page disclaimer: 'Earned Wage Access is not sponsored, endorsed, administered by, or associated with the Central Bank of Kansas City, the issuer of the Tapcheck Mastercard.' Also confirmed by bankingembedded.com listing Central Bank of Kansas City as Tapcheck customer/partner.”
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Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
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Ranked #109 of 340 in BaaS — Embedded Finance Index 2026
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Central Bank of Kansas City — frequently asked

Which companies use Central Bank of Kansas City?

4 companies are linked to Central Bank of Kansas City in the Embedded Finance Index 2026, through their own public disclosures or Central Bank of Kansas City's published customer list, including Paysend, Multikrd, Payactiv and Tapcheck.

What do fintechs use Central Bank of Kansas City for?

Central Bank of Kansas City is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (3), sponsor bank (3) and card issuer (2).

What are the alternatives to Central Bank of Kansas City?

The most-named BaaS alternatives to Central Bank of Kansas City are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

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