← Embedded Finance Index 2026/Vendor

Central Bank of Kansas City

Provider
BaaSCard IssuingSponsor Bank

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 3 categories.

centralbankofkansascity.com ↗
CategoriesBaaS, Card Issuing, Sponsor Bank
Rank#105 of 322 in BaaS
Buyers4 companies
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Who uses Central Bank of Kansas City
4 companies disclose Central Bank of Kansas City in their stack
PaysendMultikrdPayactivTapcheck
Buyer mix · 4 of 4 classified
Fintech / Earned Wage Access · 2Fintech / Cross-border payments · 1Fintech / Employee Financial Wellness · 1
US · 3UK · 1
What the disclosures say
Multikrd
“bankingembedded.com lists Lewis & Clark Bank as publicly naming Multikrd as a customer. multikrd.com blog (Oct 2025): 'The Multikrd Payroll Card is a prepaid Mastercard issued by Central Bank of Kansas City, Member FDIC.' multikrd.com homepage: 'Multikrd Prepaid Mastercard® that can be used for payroll direct deposit.'”
Payactiv
“payactiv.com homepage states 'Central Bank of Kansas City does not administer, nor is liable for earned wage access' — naming CBKC as the sponsor bank behind the Payactiv card. known_customer_listings confirms Central Bank of Kansas City lists Payactiv as a customer. payactiv.com/program-pricing references Payactiv Vis…”
Tapcheck
“Tapcheck Mastercard page disclaimer: 'Earned Wage Access is not sponsored, endorsed, administered by, or associated with the Central Bank of Kansas City, the issuer of the Tapcheck Mastercard.' Also confirmed by bankingembedded.com listing Central Bank of Kansas City as Tapcheck customer/partner.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Central Bank of Kansas City? Claim this profile above to unlock your own full list.
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Alternatives to Central Bank of Kansas City

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #105 of 322 in BaaS — Embedded Finance Index 2026
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