← Embedded Finance Index 2026/Vendor

C2FO

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

c2fo.com ↗
CategoriesLending
Rank#44 of 223 in Lending
Buyers3 companies
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Who uses C2FO
3 companies disclose C2FO in their stack
AirfranceMacy'sSephora
Buyer mix · 3 of 3 classified
E-commerce / Retail · 2Marketplace / Travel · 1
EU · 2US · 1
What the disclosures say
Airfrance
“C2FO publicly lists Air France as a customer and hosts a dedicated Air France procurement page at midpack.airfrance.fr/procurement/en/pageStandard/C2FO.html, confirming C2FO powers Air France's supplier early payment program.”
Macy's
“C2FO case study: 'Since Macy's began using C2FO's early payment platform in 2015...' (c2fo.com/resources/customer-success/macys/).”
Sephora
“C2FO Sephora Early Payment Program page (sephora.c2fo.com) explicitly names Sephora treasury team as program sponsor for early supplier invoice payment; Afterpay partnership press release (newsroom.sephora.com) for consumer BNPL; Klarna store listing for consumer BNPL.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent C2FO? Claim this profile above to unlock your own full list.
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Alternatives to C2FO

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyers →YouLend35 buyers →Mambu34 buyers →Klarna33 buyers →Stripe Capital28 buyers →Wisetack27 buyers →Liberis18 buyers →finmid16 buyers →
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Ranked #44 of 223 in Lending — Embedded Finance Index 2026
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