Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.
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2 companies name Bank Jago in their stack. The most common role is banking-as-a-service (2). A company can use the same bank for more than one thing.
Founded in 1992 as PT Bank Artos Indonesia, a small commercial bank, Jago was acquired and rebranded in 2020 by investors including Gojek/GoTo and Jerry Ng to become a digital-first neobank. It leveraged deep integration with Indonesia's leading super-app ecosystem (GoPay, GoBiz) and investment app Bibit to distribute banking to Gojek's driver base and consumers. Jago is now one of Indonesia's leading digital banks, competing with SeaBank (Shopee), Bank Neo Commerce (Akulaku), and Allo Bank.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #152 of 340 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/bank-jago/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Bank Jago in the Embedded Finance Index 2026, through their own public disclosures or Bank Jago's published customer list, including Bibit and GoTo Financial.
Bank Jago is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2), payments & acquiring (1) and sponsor bank (1).
The most-named BaaS alternatives to Bank Jago are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).
Bank Jago is founded in 1992 and headquartered in Jakarta, Indonesia.
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