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← Embedded Finance Index 2026/Banks

Banco Inter

Bank
LendingBaaSCard IssuingFX / Payouts

Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.

bancointer.com ↗Also analysed as a company — its own stack →
TypeBank
Used asBanking-as-a-Service, Card issuer, FX & payouts
Rank#148 of 340 in BaaS
Buyers2 companies
HeadquartersBelo Horizonte, Minas Gerais, Brazil
Founded1994

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How companies use Banco Inter

2 companies name Banco Inter in their stack. The most common role is banking-as-a-service (2). A company can use the same bank for more than one thing.

Banking-as-a-Service2
Card issuer2
FX & payouts1
Lending partner1
Background · from Banco Inter’s own dossier

Founded in 1994 as Intermedium CFI, a traditional Brazilian bank. Pivoted in 2015 to become the country's first 100% digital, free-of-charge bank, riding the Brazilian neobank wave. Listed on B3 in 2018 and re-listed as Inter&Co on Nasdaq in 2022 via a corporate reorganization. Today operates a 'super app' spanning banking, credit, insurance, investments, FX/remittances, and a US arm (Inter&Co Payments) serving the Brazilian diaspora with cross-border money movement.

Latest round: Publicly traded (Nasdaq: INTR, B3: INBR32)
Recent developments
  • 2026-08Inter&Co reported Q2 2026 net income of R$421M, +34% YoY source ↗
Full dossier: Banco Inter’s own stack, layer by layer →
Who uses Banco Inter
2 companies disclose Banco Inter in their stack
InterBanco Inter US
What the disclosures say
Inter
“Banco Inter is a chartered Brazilian bank operating its own payment acceptance (Pix, boletos, TED/DOC, card acquiring) per fee schedule pages.”
Banco Inter US
“PJ tariff table shows TED, DOC, Pix, boleto issuance — all native Brazilian rails operated by Banco Inter itself.”
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What Banco Inter runs on · from its own dossier
The third-party providers Banco Inter itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Banco Inter.
Sponsor Bank
Community Federal Savings BankWells Fargo BankContinental Bank
BaaS
Community Federal Savings BankWells Fargo BankContinental Bank
Insurance
Cover Genius
Full dossier with evidence for each layer →
Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
Share this rank

An embeddable badge for Banco Inter’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #148 of 340 in BaaS — Embedded Finance Index 2026
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       alt="Ranked #148 of 340 in BaaS — Embedded Finance Index 2026">
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Banco Inter — frequently asked

Which companies use Banco Inter?

2 companies are linked to Banco Inter in the Embedded Finance Index 2026, through their own public disclosures or Banco Inter's published customer list, including Inter and Banco Inter US.

What do fintechs use Banco Inter for?

Banco Inter is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2), card issuer (2) and fx & payouts (1).

What are the alternatives to Banco Inter?

The most-named BaaS alternatives to Banco Inter are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

Who founded Banco Inter?

Banco Inter was founded by Rubens Menin and is founded in 1994, headquartered in Belo Horizonte, Minas Gerais, Brazil.

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