“Can an AI agent own the contract-to-cash workflow that sits between CRMs, billing systems, and ERPs — without replacing any of them?”
LedgerUp (legal entity Up Dog, Inc.) is a YC-backed AI agent platform founded 2023 in San Francisco. Its product 'Ari' sits on top of existing billing/ERP systems (Stripe, NetSuite, QuickBooks, Sage Intacct, Chargebee) and automates the messy work between them — contract ingestion, invoice generation, cash application, collections follow-up, and submission to enterprise AP portals like Coupa and Ariba. Positioning: not a Stripe/NetSuite replacement, but the AI reconciliation and exception-handling layer around them.
LedgerUp processes payments through Stripe.
LedgerUp integrates with QuickBooks, NetSuite, Xero, Sage Intacct, Chargebee, Stripe, Salesforce, HubSpot and 8 others.
The Embedded Finance Index 2026 maps 2 layers in LedgerUp's stack: Payments / PSP (Stripe); Accounting (QuickBooks, NetSuite, Xero, Sage Intacct and 12 others).
LedgerUp is founded in 2023 and headquartered in San Francisco, California, United States.
LedgerUp has raised $1.125M in total (latest round: Venture Round, 2024).
Get a read on where your own stack stands against LedgerUp and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.