“Can a mobile-first EHR become the vertical operating system — clinical, billing, and payments — for independent US medical practices?”
DrChrono launched in 2009 as a mobile-first EHR for small medical practices, becoming an early Apple mobility partner and processing billions in medical claims. It layered on medical billing, practice management, and patient payments to become a vertical operating system for independent providers. Since being acquired by EverCommerce in 2021, it operates as part of the EverHealth portfolio and increasingly bundles third-party fintech (Stripe, WorldPay, PaySimple, Kapitus) rather than building financial infrastructure itself.
DrChrono processes payments through Stripe, Worldpay, PaySimple, Square, Apple Pay and Google Pay.
DrChrono uses ID.me for KYC and identity verification.
DrChrono's lending and capital products are provided by Kapitus and eCapital.
The Embedded Finance Index 2026 maps 3 layers in DrChrono's stack: Payments / PSP (Stripe, Worldpay, PaySimple, Square and 2 others); Lending (Kapitus, eCapital and Kapitus Helix Healthcare Financing); KYC (ID.me).
DrChrono was founded by Michael Nusimow and Daniel Kivatinos and is founded in 2009, headquartered in Sunnyvale, CA, United States.
Get a read on where your own stack stands against DrChrono and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.