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Zoop

Provider
PSPLendingBaaSCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 4 categories.

zoop.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Lending, BaaS, Card Issuing
Rank#382 of 528 in PSP
Buyers3 companies
HeadquartersBrazil
Founded2013

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Founders & story · from Zoop’s own dossier

Zoop is a Brazilian white-label Payments-as-a-Service (PaaS) infrastructure provider founded in 2013, enabling non-financial companies to embed payments and digital accounts under their own brand. The company expanded from payment acquiring into digital banking ('Zoop Banking') and Pix infrastructure. Acquired by iFood, Zoop now operates as a regulated Brazilian payment institution under BCB supervision, processing R$35B+ annually across 440 marketplaces and 1.4M merchants.

Full dossier: Zoop’s own stack, layer by layer →
Who uses Zoop
3 companies disclose Zoop in their stack
NubankClick2PayiFood Benefícios
Buyer mix · 3 of 3 classified
Fintech / Benefits & Payroll cards · 1Fintech / Neobank · 1Fintech / Payments · 1
LATAM · 3
What the disclosures say
Nubank
“Tap to Pay and Link de Pagamento T&Cs (nubank.com.br/contratos/termos-e-condicoes-tap-to-pay, /termos-e-condicoes-link-de-pagamento) explicitly state Nubank atua em parceria com a Zoop, empresa responsável por processar os pagamentos.”
Click2Pay
“Politica de Privacidade names 'ZOOP TECNOLOGIA & INSTITUIÇÃO DE PAGAMENTO S.A., CNPJ 19.468.242/0001-32' as joint controller viabilizing Banking-as-a-Service; FAQ confirms 'parceiro de Banking as a Service' analyses eligibility for receivables anticipation.”
iFood Benefícios
“iFood incorporated Zoop in 2024 to power iFood Pago, its in-house payments and BaaS layer for restaurants; Zoop holds the Payment Institution license (Época Negócios, 2024).”
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Alternatives to Zoop

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
Share this rank

An embeddable badge for Zoop’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #382 of 528 in PSP — Embedded Finance Index 2026
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Zoop — frequently asked

Which companies use Zoop?

3 companies are linked to Zoop in the Embedded Finance Index 2026, through their own public disclosures or Zoop's published customer list, including Nubank, Click2Pay and iFood Benefícios.

What does Zoop do?

Zoop is an embedded-finance provider in PSP, Lending, BaaS and Card Issuing. It ranks #382 of 528 PSP providers by linked companies.

What are the alternatives to Zoop?

The most-named PSP alternatives to Zoop are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is Zoop headquartered?

Zoop is founded in 2013 and headquartered in Brazil.

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