Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Bank / National.
TypeBank
Buyersnone disclosed yet
HeadquartersMorristown, New Jersey, USA
Founded1927
Background · from Valley Bank’s own dossier
Valley National Bank is a nearly-century-old New Jersey regional bank (founded 1927, ~$64B assets, NASDAQ: VLY) that has spent the last few years pivoting from a traditional branch-centric commercial bank into a fintech-partner / sponsor bank. It publicly named Partner Banking as a long-term growth pillar, hired a Head of Partner Banking from Piermont Bank in early 2026, and has been assembling a modern embedded-finance stack around Infinant's Interlace platform (BaaS orchestration) and Koxa (ERP-to-bank connectivity).
Key signals
- Entering sponsor banking as fintechs leave it: Valley targets embedded business accounts for vertical SaaS rather than horizontal fintech programs, on Infinant's Interlace platform (American Banker, Sept 2026).
Recent developments
- 2026-09Standing up an embedded-banking BaaS business aimed outside fintech: business accounts with money-movement capabilities opened through partners — typically vertical SaaS and automation companies whose customers are businesses — where 'the account is complementary to the product' (Rodrigo Suarez, SVP and Head of Partner Banking, to American Banker). source ↗
- 2026-01Hired Rodrigo Suarez as SVP, Head of Partner Banking to lead fintech partnerships and embedded banking source ↗
- 2025-10Announced partnership with Infinant to leverage Interlace platform for Partner Banking / embedded finance source ↗
- 2025Launched ERP banking solution powered by Koxa source ↗
Who uses Valley Bank
No disclosed buyers yet — no dossier in the Index names Valley Bank in its stack so far
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What Valley Bank runs on · from its own dossier
The third-party providers Valley Bank itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Valley Bank.
Valley Bank — frequently asked
What do fintechs use Valley Bank for?
Valley Bank is a bank tracked in the Embedded Finance Index 2026.
Where is Valley Bank headquartered?
Valley Bank is founded in 1927 and headquartered in Morristown, New Jersey, USA.
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