Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
Work at Softloans? Verify your work email to unlock your full disclosed buyer list.
Founded in 2022 as a credit-risk assessment intermediary connecting merchants to lender SF1, UAB, Softloans has evolved into a B2B2B embedded lending infrastructure company. It now offers white-label or co-branded revenue-based financing that PSPs, SaaS platforms, and marketplaces can embed for their SME merchants. The company has shifted from a pure risk-scoring / referral model to a full end-to-end managed lending stack — handling scoring, underwriting orchestration, servicing, and revenue-share repayments — positioning itself as the infrastructure layer rather than the direct lender.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Softloans’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/softloans?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/softloans.svg"
alt="Ranked #121 of 244 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/softloans/install" width="1" height="1" alt="" style="display:none">