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Payroc

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

payroc.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#65 of 528 in PSP
Buyers6 companies
HeadquartersTinley Park, IL, United States
Founded2003

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Founders & story · from Payroc’s own dossier

Founded in 2003 as a traditional payment processor for SMBs, Payroc evolved through a series of acquisitions into a global payment processing platform operating across the US, Canada, and UK. The company has increasingly pivoted toward an embedded payments model targeting ISVs and software platforms, launching dedicated APIs (Funding API, Integration Essentials) to allow software companies to embed payment acceptance and funding capabilities natively. Payroc operates as a private equity-backed business with over 1,100 employees.

Latest round: Debt - Acquisition
Recent developments
  • 2025-04Launched Bodega Ai, a smarter POS solution for independent retail merchants in Canada. source ↗
  • 2026-05Launched Integration Essentials to accelerate embedded payments for software platforms. source ↗
Full dossier: Payroc’s own stack, layer by layer →
Who uses Payroc
6 companies disclose Payroc in their stack
MemberClicksJusttFieldServioSun Canyon BankBluesnapService Autopilot
Buyer mix · 6 of 6 classified
Infrastructure / Payments · 2Bank / Community · 1Vertical SaaS / Associations · 1Vertical SaaS / Field Service · 1Vertical SaaS / Field Service Management · 1
US · 4MENA · 1
What the disclosures say
MemberClicks
“MC Professional's payment processing setup docs name Payroc/NMI as the integrated real-time credit card and e-check gateway; MC Trade documentation references Authorize.Net for ACH payments via Online Bill Pay.”
FieldServio
“FieldServio integrations page lists 'Simplify credit card transactions with Payroc integration'; RewardPay blog confirms Payroc partnership for card processing and surcharging.”
Sun Canyon Bank
“Small Business Banking page states: 'Sun Canyon's Merchant Processing Solutions, provided by Payroc, allows customers to pay for goods and services with major credit and debit cards at your business.' Spend page (suncanyon.bank/spend) confirms Visa Debit Card, Digital Wallet, P2P Payments, and Bill Pay.”
Bluesnap
“The tax-compliance page explicitly states 'BlueSnap, powered by Payroc' indicating Payroc as the acquiring infrastructure.”
Service Autopilot
“Integrations article lists 'Payroc (payment processing for Canadian members)'.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Payroc? Claim this profile above to unlock your own full list.
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Alternatives to Payroc

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
Share this rank

An embeddable badge for Payroc’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #65 of 528 in PSP — Embedded Finance Index 2026
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Payroc — frequently asked

Which companies use Payroc?

6 companies are linked to Payroc in the Embedded Finance Index 2026, through their own public disclosures or Payroc's published customer list, including MemberClicks, Justt, FieldServio, Sun Canyon Bank, Bluesnap and Service Autopilot.

What does Payroc do?

Payroc is an embedded-finance provider in PSP. It ranks #65 of 528 PSP providers by linked companies.

What are the alternatives to Payroc?

The most-named PSP alternatives to Payroc are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is Payroc headquartered?

Payroc is founded in 2003 and headquartered in Tinley Park, IL, United States.

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