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Optimus

Provider
Card IssuingLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.

optimus.com ↗
CategoriesCard Issuing, Lending
Rank#188 of 231 in Card Issuing
Buyers2 companies

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Who uses Optimus
2 companies disclose Optimus in their stack
UpholdService Autopilot
Buyer mix · 2 of 2 classified
Fintech / Crypto · 1Vertical SaaS / Field Service · 1
US · 2
What the disclosures say
Uphold
“Subprocessor list names Atomic as 'Banking Partner (US Customers Only)', Cross River Bank as 'Banking Partner (US Customers Only)', LHV Bank Limited as 'Banking Partner (UK Customers Only)', LHV AS Pank (EE) as 'Banking Partner (EU Customers Only)', Optimus as 'Uphold card program (United Kingdom)', Exa Labs SAS as cov…”
Service Autopilot
“serviceautopilot.com/credit-card-processing/xplor-capital/: 'Pre-Approved Offers... customized based on your sales data from the Service Autopilot platform.' xplorcontactcenter.my.site.com: 'Xplor Capital loans... one-time fixed capital fee.' serviceautopilot.com/optimus/: 'OPTIMUS, an all-in-one finance platform... so…”
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Alternatives to Optimus

Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Marqeta67 buyers →Stripe Issuing32 buyers →Enfuce26 buyers →Paymentology25 buyers →Galileo21 buyers →Sutton Bank21 buyers →Pliant20 buyers →i2c18 buyers →
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An embeddable badge for Optimus’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #188 of 231 in Card Issuing — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/optimus?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/optimus.svg"
       alt="Ranked #188 of 231 in Card Issuing — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/optimus/install" width="1" height="1" alt="" style="display:none">

Optimus — frequently asked

Which companies use Optimus?

2 companies disclose Optimus in their stack in the Embedded Finance Index 2026, including Uphold and Service Autopilot.

What does Optimus do?

Optimus is an embedded-finance provider in Card Issuing and Lending. It ranks #188 of 231 Card Issuing providers by disclosed buyers.

What are the alternatives to Optimus?

The most-disclosed Card Issuing alternatives to Optimus are Marqeta (67 buyers), Stripe Issuing (32 buyers), Enfuce (26 buyers), Paymentology (25 buyers), Galileo (21 buyers) and Sutton Bank (21 buyers).

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