Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 3 categories.
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OmniPay is the embedded finance arm of OmniRetail, a B2B e-commerce startup serving Nigerian informal retailers. Launched in 2023 during Nigeria's cash scarcity crisis, it bundles virtual bank accounts, working capital (BNPL up to ₦2M), airtime/data resale with cashback, and POS card acceptance into a single platform for mom-and-pop stores. The strategic bet is that owning payments and credit on top of an existing B2B distribution network is a more defensible path to financial inclusion than pure-play neobanking.
Full dossier: Omnipay’s own stack, layer by layer →Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/omnipay/install" width="1" height="1" alt="" style="display:none">3 companies disclose Omnipay in their stack in the Embedded Finance Index 2026, including Corepay, Omni and OmniBiz Africa.
Omnipay is an embedded-finance provider in PSP, Lending and BaaS. It ranks #159 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Omnipay are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Omnipay is founded in 2023 and headquartered in Lagos, Nigeria.
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