Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.
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2 companies name LHV Bank in their stack. All of them use it as their banking-as-a-service.
LHV Pank was founded in 1999 in Estonia and spun its UK operation out as LHV Bank Limited, obtaining a full UK banking licence in 2023 to become the first new UK bank in four years. The UK entity has positioned itself as one of Europe's largest Banking-as-a-Service providers, serving 200+ fintechs including Wise, Coinbase and Trustly and reportedly facilitating 8% of all European real-time payments. In 2025 it migrated to Tuum's cloud-native core banking platform to scale its BaaS and embedded-finance offering while also running a retail bank in the UK.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/lhv-bank.svg"
alt="Ranked #181 of 340 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/lhv-bank/install" width="1" height="1" alt="" style="display:none">2 companies are linked to LHV Bank in the Embedded Finance Index 2026, through their own public disclosures or LHV Bank's published customer list, including Uphold and LHV.
LHV Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2).
The most-named BaaS alternatives to LHV Bank are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).
LHV Bank is founded in 2012 and headquartered in London, United Kingdom.
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