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JPMorgan Payments

Transaction bank
PSPFX / Payouts

Transaction bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their payments & acquiring. Sells embedded finance as J.P. Morgan Payments Embedded Finance.

jpmorganpayments.com ↗
TypeTransaction bank
OfferingJ.P. Morgan Payments Embedded Finance
Used asPayments & acquiring, FX & payouts
Rank#276 of 538 in PSP
Buyers2 companies

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How companies use JPMorgan Payments

2 companies name JPMorgan Payments in their stack. The most common role is payments & acquiring (2). A company can use the same bank for more than one thing. Compare it with what JPMorgan Payments says it sells, below.

Payments & acquiring2
FX & payouts1
How J.P. Morgan sells embedded financeTransaction bank

J.P. Morgan Payments Embedded Finance ↗

J.P. Morgan sells embedded finance as a single-provider, end-to-end suite: marketplaces and platforms onboard users and accept, hold and pay out funds without leaving the platform. Its pitch is the stability of a bank with the flexibility of a technology company.

“Accept, manage and transfer funds with frictionless, end-to-end solutions embedded directly into your existing ecosystem.”
jpmorgan.com ↗
What it offers
  • Digital onboarding. KYC-ready onboarding of the platform's end customers.
  • Payment accounts. Seller wallets and payment accounts held at the bank.
  • Acceptance. Pay-ins embedded in the platform's checkout.
  • Payouts. Global payouts across rails and currencies.
  • Embedded Payments API. APIs, widgets and the Payments Developer Portal.
Sells to
marketplacessoftware platformsmerchantscorporates
Delivery
Direct APIs + middleware · through Modern Treasury
Claims and record
Programs and partners it names
Walmart Marketplace
Seller wallet: onboarding, acceptance, cash management and payouts (2025).
source ↗
SMB credit access through API-based sub-ledgering.
source ↗
Services behind Amazon Seller Wallet (reported by American Banker).
source ↗
Payments Partner Network: enterprises embed payments on J.P. Morgan accounts.
source ↗
Accenture
First system integrator in the Payments Partner Network (2024).
source ↗
The bank’s own positioning and claims, checked against its pages 2026-10. Partners named here come from the bank and are not counted as buyer disclosures. Compare how banks sell embedded finance.
Who uses JPMorgan Payments
2 companies disclose JPMorgan Payments in their stack
Finn by ChaseJPMorgan Workplace Solutions
Buyer mix · 2 of 2 classified
Fintech / Consumer banking · 1Vertical SaaS / HR & Equity Compensation · 1
US · 2
What the disclosures say
JPMorgan Workplace Solutions
“JPMorgan Payments operates its own payment infrastructure including Embedded Payments API and Wire FX via J.P.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent JPMorgan Payments? Claim this profile above to unlock your own full list.
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Other banks in PSP

Other banks named for PSP in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Wells Fargo Bank8 buyers →Fifth Third Bank7 buyers →JPMorgan6 buyers →Cross River5 buyers →Chase Paymentech4 buyers →Deutsche Bank4 buyers →Axis Bank2 buyers →Barclays2 buyers →
Share this rank

An embeddable badge for JPMorgan Payments’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #276 of 538 in PSP — Embedded Finance Index 2026
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JPMorgan Payments — frequently asked

Which companies use JPMorgan Payments?

2 companies disclose JPMorgan Payments in their stack in the Embedded Finance Index 2026, including Finn by Chase and JPMorgan Workplace Solutions.

What do fintechs use JPMorgan Payments for?

JPMorgan Payments is a transaction bank. Companies in the Embedded Finance Index 2026 name it as their payments & acquiring (2) and fx & payouts (1).

Does JPMorgan Payments offer embedded finance?

Yes, as J.P. Morgan Payments Embedded Finance. J.P. Morgan sells embedded finance as a single-provider, end-to-end suite: marketplaces and platforms onboard users and accept, hold and pay out funds without leaving the platform. Its pitch is the stability of a bank with the flexibility of a technology company.

What are the alternatives to JPMorgan Payments?

The most-disclosed PSP alternatives to JPMorgan Payments are Wells Fargo Bank (8 buyers), Fifth Third Bank (7 buyers), JPMorgan (6 buyers), Cross River (5 buyers), Chase Paymentech (4 buyers) and Deutsche Bank (4 buyers).

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