ApideckTape
← Embedded Finance Index 2026/Banks

Barclays

Bank
PSPSponsor Bank

Bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their payments & acquiring.

barclays.com ↗Also analysed as a company — its own stack →
TypeBank
Used asPayments & acquiring, Sponsor bank
Rank#200 of 528 in PSP
Buyers4 companies
Headquarters1 Churchill Place, London E14 5HP, United Kingdom
Founded1690

Claim this profile. Work at Barclays? Verify your work email to unlock the full buyer list.

How companies use Barclays

4 companies name Barclays in their stack. The most common role is payments & acquiring (2). A company can use the same bank for more than one thing.

Payments & acquiring2
Sponsor bank2
Background · from Barclays’s own dossier

Barclays is one of the world's oldest and largest universal banks, operating across personal banking, corporate banking, investment banking, and wealth management globally. It has increasingly invested in digital and embedded finance capabilities — most visibly through Barclaycard's merchant services and cash advance products, a US consumer bank built around co-branded credit cards, and enterprise-grade FX and trade-finance platforms for corporates. The bank has pursued a strategy of selectively partnering with fintechs (Amount for BNPL, Trade Ledger for working capital) rather than building all capabilities in-house, while also developing proprietary digital identity infrastructure (Barclays Verify).

Recent developments
  • 2025-10Barclays published Version 15 of its Code of Conduct for Third Party Service Providers, reflecting ongoing governance over its supplier and fintech partner ecosystem. source ↗
  • 2026-01Barclays updated its Data Privacy Notices for personal banking and business banking, effective January 2026, reflecting changes in data sharing and processing practices. source ↗
  • 2024-11-03Completed acquisition of Tesco Bank's retail banking business; Tesco brand continues 10+ years on financial products sold in Tesco branches. source ↗
Full dossier: Barclays’s own stack, layer by layer →
In the press
embeddedfinancereview.com ↗
Coverage of Barclays sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-07-23
Samsung launches the Galaxy Card with Barclays, a co-branded card that does not go as far as the Apple Card
Samsung's Galaxy Card is issued by Barclays and lives in Samsung Wallet. How it compares with the Apple Card, and why it counts as a co-brand.
Source · Embedded Finance Review ↗
◇ article2024-11-03
Barclays completes Tesco Bank acquisition | Brazil wants to regulate BaaS
In the newest podcast episode, I am speaking with Saible's CEO Jarvey Moss about why he decided to fix payments in the construction industry. Additionally, I cover the completion of Barclay's Tesco Bank acquisition, Shopify's new financial hub and the development in the US sponsor bank market.
Source · Embedded Finance Review ↗
◇ article2024-11-03
Barclays completes Tesco Bank acquisition
Barclays completes Tesco Bank acquisition, keeps brand 10 years. Why retailers struggle with embedded finance despite customer advantages.
Source · Embedded Finance Review ↗
Who uses Barclays
4 companies disclose Barclays in their stack
ParentMailMiles & MoreSamsung ElectronicsWellnessLiving
Buyer mix · 4 of 4 classified
E-commerce / Platform · 1Marketplace / Travel · 1Vertical SaaS / Education · 1Vertical SaaS / Fitness & Wellness · 1
UK · 1EU · 1APAC · 1Canada · 1
What the disclosures say
ParentMail
“ParentMail privacy policy names 'Barclays and PayPal — Payment processing services' and 'PayPoint PayCash — Payment processing service' as sub-processors.”
Miles & More
“Deutsche Bank in Germany, card complete Service Bank AG in Austria, Erste Card in Croatia, Piraeus Bank in Greece, CaixaBank in Spain, Barclays in USA, etc.) as documented on the miles-and-more.com credit cards page.”
Samsung Electronics
“Visa network confirmed via Barclays credit card negotiations (asiae.co.kr).”
WellnessLiving
“help.wellnessliving.com/en/articles/8976663 lists processors by region: US (Paragon, Paysafe, Nuvei, PayArc), Canada (Paysafe, Nuvei), UK (Barclays, Paysafe), AU/NZ (Payrix, QuickPay).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Barclays? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Barclays’s disclosed buyers are headquartered. Represent Barclays? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Other banks in PSP

Other banks named for PSP in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Wells Fargo Bank8 buyers →Fifth Third Bank7 buyers →JPMorgan6 buyers →Cross River5 buyers →Chase Paymentech4 buyers →Deutsche Bank4 buyers →Axis Bank2 buyers →JPMorgan Payments2 buyers →
Share this rank

An embeddable badge for Barclays’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #200 of 528 in PSP — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/barclays?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/barclays.svg"
       alt="Ranked #200 of 528 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/barclays/install" width="1" height="1" alt="" style="display:none">

Barclays — frequently asked

Which companies use Barclays?

4 companies are linked to Barclays in the Embedded Finance Index 2026, through their own public disclosures or Barclays's published customer list, including ParentMail, Miles & More, Samsung Electronics and WellnessLiving.

What do fintechs use Barclays for?

Barclays is a bank. Companies in the Embedded Finance Index 2026 name it as their payments & acquiring (2) and sponsor bank (2).

What are the alternatives to Barclays?

The most-named PSP alternatives to Barclays are Wells Fargo Bank (8 buyers), Fifth Third Bank (7 buyers), JPMorgan (6 buyers), Cross River (5 buyers), Chase Paymentech (4 buyers) and Deutsche Bank (4 buyers).

Where is Barclays headquartered?

Barclays is founded in 1690 and headquartered in 1 Churchill Place, London E14 5HP, United Kingdom.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Barclays and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Barclays and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.