Finn by Chase
“Can a Tier-1 US bank build a credible millennial-native neobank inside its own charter — and does that even matter once the flagship mobile app catches up?”
Founded2018
HQNew York, NY, USA (parent JPMorgan Chase)
IndustryFintech / Consumer banking
The story
Finn by Chase was JPMorgan Chase's short-lived attempt at a standalone millennial-focused digital bank. Launched in 2018 as a separate mobile app running on Chase's own bank charter, it was discontinued in 2019 with customers migrated onto the main Chase Mobile experience. The Finn brand no longer exists as a live product; its infrastructure was always internal to JPMorgan Chase Bank, N.A.
Last 12 months
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Product timeline
2018
JPMorgan Chase launches Finn by Chase, a mobile-first digital banking app targeting millennials, initially piloted in St. Louis.· banking
2019
Chase shuts down Finn app roughly a year after national launch, folding features into the main Chase Mobile app.· pivot
Regulated entities
1
regulatory licence held by Finn by Chase
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Finn by Chase’s embedded-finance stack
Payments / PSP
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Accounting gap: none
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.