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i2c

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Can a highly configurable, global issuer-processing platform become the full embedded finance infrastructure layer for banks and fintechs worldwide?

HQRedwood City, CA, USA
IndustryInfrastructure / Card issuing
The story

i2c is a global card issuer-processor and financial technology platform founded to provide configurable, multi-product card program management for banks, fintechs, and non-bank issuers. The company's Agile Processing platform differentiates itself by enabling highly configurable debit, credit, and prepaid programs at global scale. Over time i2c has expanded beyond pure processing toward broader embedded finance capabilities, including embedded lending through partners like Jifiti, and international payouts/FX through Nium. i2c sits at the infrastructure layer — it is typically the issuer-processor behind programs where a bank (such as Cross River) holds the regulated issuing license.

Last 12 months
The stack
5 layers disclosed in i2c’s embedded-finance stack
Payments / PSP
i2c Issuer Processing (self-operated)
Card issuing
in the full report
Lending
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting gap: none
5 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.