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Jack Henry

Provider
BaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

jackhenry.com ↗Also analysed as a company — its own stack →
CategoriesBaaS
Rank#175 of 340 in BaaS
Buyers2 companies
HeadquartersMonett, Missouri, United States
Founded1976

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Founders & story · from Jack Henry’s own dossier

Jack Henry is a publicly traded (NASDAQ: JKHY) core banking technology provider serving community and regional banks, credit unions, de novo banks, and fintechs. Originally focused on in-house data processing for community banks, JKHY has evolved into a broad fintech ecosystem company through its Fintech Integration Network (formerly VIP), jXchange API gateway, and Banno Digital Toolkit — enabling third parties to embed solutions atop SilverLake, Core Director, and CIF 20/20 cores. The current strategic thrust is positioning as the open core for community FIs competing against megabanks and BaaS-native fintechs.

Recent developments
  • 2025-01Celebrated successful collaboration with Corpay for international wires (exclusive since Sept 2023). source ↗
  • 2025-09Equipifi BNPL integrated into SilverLake System banking platform via Jack Henry Fintech Integration Network. source ↗
Full dossier: Jack Henry’s own stack, layer by layer →
Who uses Jack Henry
2 companies disclose Jack Henry in their stack
Independent Bancshares IncCommonwealth
Buyer mix · 2 of 2 classified
Bank / Community · 1Fintech / Investment · 1
US · 2
What the disclosures say
Independent Bancshares Inc
“IBS Intelligence article confirms Jack Henry selected for core processing platform.”
Commonwealth
“IBS Intelligence reports Commonwealth selected Jack Henry to modernise its infrastructure: https://ibsintelligence.com/ibsi-news/commonwealth-selects-jack-henry-to-modernise-its-infrastructure/”
View source · ibsintelligence.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Jack Henry? Claim this profile above to unlock your own full list.
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What Jack Henry runs on · from its own dossier
The third-party providers Jack Henry itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Jack Henry.
PSP
First DataPSCU
FX / Payouts
Corpay Cross-BorderAmerican Express FX International Payments
Full dossier with evidence for each layer →
Alternatives to Jack Henry

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →
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An embeddable badge for Jack Henry’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #175 of 340 in BaaS — Embedded Finance Index 2026
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Jack Henry — frequently asked

Which companies use Jack Henry?

2 companies are linked to Jack Henry in the Embedded Finance Index 2026, through their own public disclosures or Jack Henry's published customer list, including Independent Bancshares Inc and Commonwealth.

What does Jack Henry do?

Jack Henry is an embedded-finance provider in BaaS. It ranks #175 of 340 BaaS providers by linked companies.

What are the alternatives to Jack Henry?

The most-named BaaS alternatives to Jack Henry are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

Where is Jack Henry headquartered?

Jack Henry is founded in 1976 and headquartered in Monett, Missouri, United States.

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