← Embedded Finance Index 2026/Vendor

ACH

Provider

PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 1 category.

ach.com ↗

CategoriesPSP
Rank#44 of 528 in PSP
Buyers8 companies

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Who uses ACH

8 companies disclose ACH in their stack

ZIL Bank Fintech Automation Community Federal Savings Bank Cross River Bank Synapse Vopay Qnb Egypt Zillow

Buyer mix · 8 of 8 classified

Infrastructure / BaaS · 3Bank / National · 1Bank / Sponsor · 1Fintech / SMB banking · 1Infrastructure / Payments · 1Marketplace / Real Estate · 1

US · 6 Canada · 1 Africa · 1

What the disclosures say

ZIL Bank

“zilmoney.com homepage lists ACH, wire, check, and credit card payments. ffnews.com press releases confirm QR code payments and instant fund transfer. zil.us digital wallet page confirms ACH, wire, virtual card from wallet.”

Fintech Automation

“Home page lists Payment Solutions including ACH, wires, instant payment, check, SWIFT; status page shows ModernRails INSTANT PAYMENT service; announcement 'FinTech Automation Supports the FedNow Service'.”

Community Federal Savings Bank

“cfsb.com/ markets 'PAYMENTS: Payment APIs that allow fintechs to easily integrate with multiple domestic and cross-border payment rails.' Public developer portals at ach-api-docs.cfsb.com and tch-api-docs.cfsb.com document self-operated ACH and RTP APIs.”

Cross River Bank

“crossriver.com/products lists ACH, Same-Day ACH, wire, RTP, FedNow, CRNow, push-to-card, merchant acquiring all operated through Cross River's proprietary COS bank core.”

Synapse

“Synapse PRNewswire (Aug 2021) describes 'a full stack of payment tools including ACH, checks, wires, bill pay, and card processing' via its platform.”

Vopay

“VoPay pricing page lists EFT, ACH, VoPay Instant™, Interac e-Transfer, eChecks, Push To Card, RTP®, FedNow® as payment methods.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ACH? Claim this profile above to unlock your own full list.

Alternatives to ACH

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →checkout60 buyers →Braintree57 buyers →

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       alt="Ranked #44 of 528 in PSP — Embedded Finance Index 2026">
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ACH — frequently asked

Which companies use ACH?

8 companies are linked to ACH in the Embedded Finance Index 2026, through their own public disclosures or ACH's published customer list, including ZIL Bank, Fintech Automation, Community Federal Savings Bank, Cross River Bank, Synapse, Vopay, Qnb Egypt and Zillow.

What does ACH do?

ACH is an embedded-finance provider in PSP. It ranks #44 of 528 PSP providers by linked companies.

What are the alternatives to ACH?

The most-named PSP alternatives to ACH are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

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