← Embedded Finance Index 2026/Vendor

ACH

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 1 category.

ach.com ↗
CategoriesPSP
Rank#41 of 496 in PSP
Buyers9 companies
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Who uses ACH
9 companies disclose ACH in their stack
ZIL BankMercury FinancialFintech AutomationCommunity Federal Savings BankCross River BankSynapseVopayQnb EgyptZillow
Buyer mix · 9 of 9 classified
Infrastructure / BaaS · 3Fintech / SMB banking · 2Bank / National · 1Bank / Sponsor · 1Infrastructure / Payments · 1Marketplace / Real Estate · 1
US · 7Canada · 1Africa · 1
What the disclosures say
ZIL Bank
“zilmoney.com homepage lists ACH, wire, check, and credit card payments. ffnews.com press releases confirm QR code payments and instant fund transfer. zil.us digital wallet page confirms ACH, wire, virtual card from wallet.”
Mercury Financial
“mercury.com/business-payments lists $0 ACH, $0 domestic wires, $0 USD international wires, 1% fee on non-USD wires across 40+ currencies and 200+ countries. [coerced currencies: kept "USD", also reported: 40+ local currencies for international wires]”
Fintech Automation
“Home page lists Payment Solutions including ACH, wires, instant payment, check, SWIFT; status page shows ModernRails INSTANT PAYMENT service; announcement 'FinTech Automation Supports the FedNow Service'.”
Community Federal Savings Bank
“cfsb.com/ markets 'PAYMENTS: Payment APIs that allow fintechs to easily integrate with multiple domestic and cross-border payment rails.' Public developer portals at ach-api-docs.cfsb.com and tch-api-docs.cfsb.com document self-operated ACH and RTP APIs.”
Cross River Bank
“crossriver.com/products lists ACH, Same-Day ACH, wire, RTP, FedNow, CRNow, push-to-card, merchant acquiring all operated through Cross River's proprietary COS bank core.”
Synapse
“Synapse PRNewswire (Aug 2021) describes 'a full stack of payment tools including ACH, checks, wires, bill pay, and card processing' via its platform.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ACH? Claim this profile above to unlock your own full list.
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Alternatives to ACH

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe691 buyers →Adyen256 buyers →PayPal133 buyers →Checkout.com105 buyers →Worldpay78 buyers →Mollie56 buyers →Braintree52 buyers →Pix50 buyers →
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Ranked #41 of 496 in PSP — Embedded Finance Index 2026
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