vD versicherdich Gmbh
“Can a small German independent broker win share in niche insurance lines by offering a curated 3-7 tariff comparison instead of the hundreds-of-options mega-portals?”
Founded2001
HQCologne, Germany
FoundersMartin Krippner
IndustryFintech / Insurtech
The story
vD versicherDich is a small, long-standing Cologne-based independent insurance broker (since 2001) that operates versicherdich.de as an online comparison and application funnel for niche, hard-to-shop insurance lines — drone, hearing aid, musical instrument, dental, pet, e-scooter, oldtimer, boat, and commercial liability. The business is a classic Makler (broker) monetizing via BaFin-regulated commissions from insurers, not an insurtech risk-carrier. Roughly 30,000 policies and 10,000 customers under management.
Last 12 months
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Product timeline
2001
Founded as an independent insurance broker in Cologne· founding
2018
Operating online insurance comparison portal with niche products (drone, hearing aid, instruments, pet)· product
Regulated entities
1
regulatory licence held by vD versicherdich Gmbh
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in vD versicherdich Gmbh’s embedded-finance stack
Money movement
Accounting gap: none