“Can a 25-year-old European PSP become Ant International's SMB acquiring engine for Europe?”
Founded 1999 as MultiPay, one of the earliest Dutch PSPs, and grew into a full collecting acquirer and processor for Visa, Mastercard, and Bancontact serving European SMBs across online, in-person, and omnichannel. In 2024 MultiSafepay was acquired by Ant International and folded into its Antom global merchant-payments arm, positioning it as Ant's SME-focused European acquiring engine.
MultiSafepay processes payments through MultiSafepay (self-operated).
MultiSafepay's cards run on Visa, Mastercard and American Express.
MultiSafepay's lending and capital products are provided by Klarna, in3, Riverty, Billink and afterpay.
MultiSafepay connects to bank accounts through trustly.
MultiSafepay uses MultiSafepay (in-house) for FX and cross-border payouts.
MultiSafepay integrates with ACA, Actuals and AFAS.
The Embedded Finance Index 2026 maps 6 layers in MultiSafepay's stack: Payments / PSP (MultiSafepay (self-operated)); Card network (Visa, Mastercard and American Express); Lending (Klarna, in3, Riverty, Billink and 1 other); Open banking (trustly); FX & payouts (MultiSafepay (in-house)); Accounting (ACA, Actuals and AFAS).
MultiSafepay was founded by Olaf Geurs and is founded in 1999, headquartered in Amsterdam, Netherlands.
Get a read on where your own stack stands against MultiSafepay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.