“Can Affirm's flexible pay-over-time instalment product gain meaningful adoption in the UK BNPL market?”
Its Flexible Pay appears to be Affirm's branded pay-over-time product offering launched in the UK market, providing consumers with flexible instalment payment options at the point of sale. The product is positioned as a BNPL/pay-later solution embedded within merchant checkout flows. Public evidence is limited, and the company profile cannot be fully constructed from available data.