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HDI Seguros

“Can a century-old European insurer embed its insurance products seamlessly into retail, financial, and logistics partner ecosystems across Latin America and Europe?”

Founded1903
HQSão Paulo, SP, Brazil
IndustryFintech / Insurtech
The story

Founded in 1903 as a German industrial liability insurer, HDI evolved into a diversified multi-brand insurance group under Talanx AG by the late 1990s. In Brazil, HDI Seguros operates as a retail and affinity insurance company, distributing products through brokers, retailers, supermarket networks, and private-label card partners. The group has more recently moved toward embedded insurance through the creation of HDI Embedded in 2023, signaling a strategic shift toward API-driven, partner-integrated insurance distribution across Europe and Latin America.

Last 12 months
2025-07
Product timeline
1903
HDI Group (Haftpflichtverband der Deutschen Industrie) founded in Frankfurt, Germany as an industrial liability insurance association.· insurance
1953
HDI reorganizes and launches a retail portfolio for individual customers, entering the personal lines insurance market.· insurance
1994
Hannover Re, a subsidiary of HDI, goes public, shifting group focus toward multi-brand stability.· ipo
1996
Talanx AG is founded as the holding company for the HDI Group.· pivot
2023
HDI Embedded is launched as a partner-centric embedded insurance platform under HDI International AG, operating across Europe.· insurance
2025
HDI Seguros México and Zuru Logistics launch Zuru Max powered by AI27, an AI-driven freight insurance and logistics protection platform.· insurance
Regulated entities
1
regulatory licence held by HDI Seguros
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in HDI Seguros’s embedded-finance stack
Payments / PSP
Adyen
Accounting gap: none

HDI Seguros — frequently asked

Who is HDI Seguros's payment processor?

HDI Seguros processes payments through Adyen.

Where is HDI Seguros headquartered?

HDI Seguros is founded in 1903 and headquartered in São Paulo, SP, Brazil.

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