“Can one vertical payments platform become the financial operating system for the entire insurance distribution chain — from agency to MGA to carrier to premium finance company?”
Founded in 2014 as a simple digital payment page for insurance agencies to replace paper checks, ePayPolicy has expanded into a full insurance payments network covering AR (payment pages, invoicing, ACH/card), AP (Payables Network for commissions and vendor payments), embedded premium financing (Finance Connect), and check digitization (CheckMate). The company has remained insurance-vertical-only — never pivoting to serve adjacent industries — while deepening integrations with 30+ Agency Management Systems (AMS) to become the de facto payments OS for the insurance distribution stack.
ePayPolicy processes payments through Adyen for Platforms, ProPay and Adyen. Disclosed money-movement rails: ACH.
The Embedded Finance Index 2026 maps 3 layers in ePayPolicy's stack: Payments / PSP (Adyen for Platforms, ProPay and Adyen); Money movement (ACH); Lending (Finance Connect (embedded premium financing)).
ePayPolicy was founded by Todd Sorrel and Milan Malkani and is founded in 2014, headquartered in Austin, TX, USA.
Get a read on where your own stack stands against ePayPolicy and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.