“Can a hospitality back-office suite become the AI-driven financial operations layer between restaurants, their food/beverage vendors, and their accounting systems?”
Founded 2015 as Bevager, a bar-inventory tool built by hospitality veterans. Expanded into full restaurant and hotel back-office (purchasing, inventory, AP automation, analytics) under the Craftable brand. Operates as FNBTech, Inc. and was acquired by Gauge Capital. The 2025 push is AI-first: hospitality-trained OCR/RAG models that ingest ~6,000 invoices/day and drive an embedded AP-payments workflow to vendors.
Craftable processes payments through Stripe. Disclosed money-movement rails: ACH.
Craftable connects to bank accounts through Plaid.
Craftable integrates with QuickBooks Online, QuickBooks Desktop, Sage Intacct, NetSuite, Restaurant365 (R365) and M3.
The Embedded Finance Index 2026 maps 5 layers in Craftable's stack: Payments / PSP (Stripe); Money movement (ACH); Open banking (Plaid); Accounting (QuickBooks Online, QuickBooks Desktop, Sage Intacct, NetSuite and 2 others); Spend / AP (Craftable AP Automation (self-operated)).
Craftable was founded by Sam Zats, Max Zats and Jay Villafana and is founded in 2015, headquartered in Dallas, Texas, United States (Farmers Branch, TX).
Craftable has raised $2.5M in total (latest round: Acquired by Gauge Capital).
Get a read on where your own stack stands against Craftable and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.