← Embedded Finance Index 2026

CloudPAYIt

Can a fully managed AP automation platform replace fragmented enterprise payment operations while generating revenue-share from virtual card spend and FX?

HQFort Lauderdale, Florida, USA
IndustryHorizontal SaaS / Spend Management
The story

CloudPAYit (operated by REQUORDIT Inc.) is an end-to-end AP payment automation platform targeting large enterprises. The platform consolidates multiple payment rails — ACH, wire transfer, virtual card, and check — into a single managed service, then extended into cross-border FX through a referral/co-brand partnership with Monex USA. The company positions itself as a fully managed outsourced AP payment operation rather than a self-service SaaS tool.

Last 12 months
Product timeline
2023
CloudPAYit FX launched as a co-branded version of Monex USA Online for cross-border payments, powered by Monex USA.· banking
The stack
5 layers disclosed in CloudPAYIt’s embedded-finance stack
Payments / PSP
global payments
Money movement
in the full report
Card network
in the full report
Lending
in the full report
FX & payouts
in the full report
Accounting gap: significant
5 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.