“Can a fully managed AP automation platform replace fragmented enterprise payment operations while generating revenue-share from virtual card spend and FX?”
CloudPAYit (operated by REQUORDIT Inc.) is an end-to-end AP payment automation platform targeting large enterprises. The platform consolidates multiple payment rails — ACH, wire transfer, virtual card, and check — into a single managed service, then extended into cross-border FX through a referral/co-brand partnership with Monex USA. The company positions itself as a fully managed outsourced AP payment operation rather than a self-service SaaS tool.
CloudPAYIt processes payments through global payments. Disclosed money-movement rails: ACH.
CloudPAYIt uses Monex USA and monex for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 4 layers in CloudPAYIt's stack: Payments / PSP (global payments); Money movement (ACH); Lending (CASHit (third-party funded early payments / supply chain finance)); FX & payouts (Monex USA and monex).
CloudPAYIt is headquartered in Fort Lauderdale, Florida, USA.
Get a read on where your own stack stands against CloudPAYIt and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.