← Embedded Finance Index 2026/Vendor

UPI

Provider
PSPFX / PayoutsOpen Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 3 categories.

upi.com ↗Also analysed as a company — its own stack →
CategoriesPSP, FX / Payouts, Open Banking
Rank#54 of 496 in PSP
Buyers9 companies
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Who uses UPI
9 companies disclose UPI in their stack
RupifiNpci InternationalACE Money TransferPaytmCoda PaymentsPhonePeTonetagFamPayOla
Buyer mix · 9 of 9 classified
Fintech / Consumer banking · 2Fintech / Cross-border payments · 2Infrastructure / Payments · 2Fintech / SMB banking · 1Infrastructure / Lending · 1Marketplace / Gig economy · 1
APAC · 8UK · 1
What the disclosures say
Rupifi
“Homepage describes 'Flexi Payment Methods — Credit, UPI, Cards, with split payments to SME customers'.”
Npci International
“NPCI International operates UPI and RuPay as its own payment infrastructure products for international markets.”
ACE Money Transfer
“India, Norway, Denmark, Sweden, and SEPA countries.' ACE blog confirms UPI integration for India.”
PhonePe
“Loans are offered by our lending partners.' Operates a marketplace model — June 2023 launch of Merchant Lending platform; SMFG India Credit MCA partnership Sept 2025; SBI Card and HDFC Bank credit card co-brands; Credit Line on UPI launched Aug 2024.”
Tonetag
“VoiceSe is ToneTag's own UPI voice payment service per MediaNama Mar 2026.”
FamPay
“famapp.in: 'FamApp helps make online and offline payments through UPI and FamCard.' Company operates its own UPI handle and card program in India.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent UPI? Claim this profile above to unlock your own full list.
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Alternatives to UPI

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe693 buyers →Adyen256 buyers →PayPal134 buyers →Checkout.com105 buyers →Worldpay78 buyers →Mollie56 buyers →Braintree52 buyers →Pix50 buyers →
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Ranked #54 of 496 in PSP — Embedded Finance Index 2026
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