← Embedded Finance Index 2026/Vendor

Unico IDPay

Provider

PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

unicoidpay.com ↗

CategoriesPSP
Rank#369 of 538 in PSP
Buyers2 companies

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Who uses Unico IDPay

2 companies disclose Unico IDPay in their stack

Unico ID Unico

What the disclosures say

Unico ID

“Unico IDPay is Unico's own product for card-not-present transaction validation and credit card onboarding into digital wallets — it validates transactions and offers a chargeback liability guarantee, but is a fraud/identity layer, not a PSP itself.”

Unico

“Unico IDPay is Unico's own product binding facial biometrics to PIX and credit card transactions.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Unico IDPay? Claim this profile above to unlock your own full list.

Alternatives to Unico IDPay

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen278 buyers →PayPal153 buyers →Checkout.com113 buyers →Worldpay89 buyers →Mollie64 buyers →Braintree56 buyers →checkout56 buyers →

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Unico IDPay — frequently asked

Which companies use Unico IDPay?

2 companies disclose Unico IDPay in their stack in the Embedded Finance Index 2026, including Unico ID and Unico.

What does Unico IDPay do?

Unico IDPay is an embedded-finance provider in PSP. It ranks #369 of 538 PSP providers by disclosed buyers.

What are the alternatives to Unico IDPay?

The most-disclosed PSP alternatives to Unico IDPay are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).

Benchmark your own stack

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Get a read on where your own stack stands against Unico IDPay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

Your category, mappedHow your stack compares to Unico IDPay and the other buyers it serves.
Build vs. buyWhere a provider relationship would close a gap faster than building it.
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