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← Embedded Finance Index 2026/Vendor

Temenos Transact

Provider
Ledger

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

temenostransact.com ↗
CategoriesLedger
Rank#15 of 23 in Ledger
Buyers2 companies

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Who uses Temenos Transact
2 companies disclose Temenos Transact in their stack
WeLabTemenos
Buyer mix · 2 of 2 classified
Fintech / Neobank · 1Infrastructure / Core Banking · 1
APAC · 1EU · 1
What the disclosures say
WeLab
“WeLab Bank is a licensed Hong Kong virtual bank (HKMA) running core banking on Temenos Transact across AWS and Google Cloud.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Temenos Transact? Claim this profile above to unlock your own full list.
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Alternatives to Temenos Transact

Other Ledger providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Modern Treasury35 buyers →Mambu12 buyers →Formance11 buyers →Fragment7 buyers →Layer7 buyers →Temenos7 buyers →Thought Machine7 buyers →Finxact5 buyers →
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An embeddable badge for Temenos Transact’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #15 of 23 in Ledger — Embedded Finance Index 2026
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Temenos Transact — frequently asked

Which companies use Temenos Transact?

2 companies are linked to Temenos Transact in the Embedded Finance Index 2026, through their own public disclosures or Temenos Transact's published customer list, including WeLab and Temenos.

What does Temenos Transact do?

Temenos Transact is an embedded-finance provider in Ledger. It ranks #15 of 23 Ledger providers by linked companies.

What are the alternatives to Temenos Transact?

The most-named Ledger alternatives to Temenos Transact are Modern Treasury (35 buyers), Mambu (12 buyers), Formance (11 buyers), Fragment (7 buyers), Layer (7 buyers) and Temenos (7 buyers).

Benchmark your own stack

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  • Your category, mappedHow your stack compares to Temenos Transact and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
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