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point.me

Provider
Loyalty / Rewards

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

pointme.com ↗Also analysed as a company — its own stack →
CategoriesLoyalty / Rewards
Rank#1 of 1 in Loyalty / Rewards
Buyers2 companies
HeadquartersNew York, NY, USA
Founded2019
FoundersAdam Morvitz, Tiffany Funk
Raised$27M

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Founders & story · from point.me’s own dossier

point.me began in 2019 as a consumer concierge for award flights — manual searches productized into a real-time, 150+ program search engine at February 2022 launch. Enterprise partnerships with Amex and Bilt in 2024 proved banks and card issuers would pay to embed the booking stack. The 2025 launch of point.me Gateway formalizes the pivot from DTC-only to embedded loyalty infrastructure, selling white-labeled travel-redemption search to financial institutions.

Latest round: Series B, 2024
Recent developments
  • 2024-09Closed $15M Series B led by Nyca Partners and Citi Ventures source ↗
  • 2026-10-01Launched point.me Gateway: award-travel search, points transfer and booking that banks, fintechs and loyalty programs embed under their own brand, live in as little as 60 days. Launch partners: Revolut and B2Bpay (Zenith Payments) on the financial side, Flying Blue (Air France-KLM) on the loyalty side; American Express has run on point.me since 2024. source ↗
  • 2026-03-20Bilt ended its members' embedded access to point.me award search; point.me offered former Bilt members a discounted direct subscription. source ↗
Full dossier: point.me’s own stack, layer by layer →
Who uses point.me
2 companies disclose point.me in their stack
RevolutAmerican Express
Buyer mix · 2 of 2 classified
Bank / National · 1Fintech / Neobank · 1
UK · 1US · 1
What the disclosures say
Revolut
“point.me names Revolut as a launch partner on the financial side of point.me Gateway, its white-label award search, points transfer and booking platform embedded in a bank's own app (2026-10-01, https://www.point.me/partnerships/why-we-built-gateway/).”
View source · point.me ↗
American Express
“US Amex cardmembers search award flights with Membership Rewards points through a white-labelled point.me offering, launched 2024 (https://www.point.me/insights/fundraise/); point.me says American Express has been live on its technology since 2024 (https://www.point.me/partnerships/why-we-built-gateway/).”
View source · point.me ↗
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What point.me runs on · from its own dossier
The third-party providers point.me itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose point.me.
PSP
Stripe
Full dossier with evidence for each layer →
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An embeddable badge for point.me’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #1 of 1 in Loyalty / Rewards — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/point-me?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/point-me.svg"
       alt="Ranked #1 of 1 in Loyalty / Rewards — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/point-me/install" width="1" height="1" alt="" style="display:none">

point.me — frequently asked

Which companies use point.me?

2 companies are linked to point.me in the Embedded Finance Index 2026, through their own public disclosures or point.me's published customer list, including Revolut and American Express.

What does point.me do?

point.me is an embedded-finance provider in Loyalty / Rewards. It ranks #1 of 1 Loyalty / Rewards providers by linked companies.

Who founded point.me?

point.me was founded by Adam Morvitz and Tiffany Funk and is founded in 2019, headquartered in New York, NY, USA.

How much funding has point.me raised?

point.me has raised $27M in total.

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