← Embedded Finance Index 2026/Vendor

Paystack MFB

Provider

Lending BaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.

paystackmfb.com ↗

CategoriesLending, BaaS
Rank#230 of 259 in Lending
Buyers2 companies

Claim this profile. Work at Paystack MFB? Verify your work email to unlock the full buyer list.

Who uses Paystack MFB

2 companies disclose Paystack MFB in their stack

Paystack Brass

Buyer mix · 2 of 2 classified

Fintech / SMB banking · 1Infrastructure / Payments · 1

Africa · 2

What the disclosures say

Paystack

“TechCabal and Innovation Village (Jan 2026) confirm Paystack acquired Ladder MFB and will operate Paystack MFB as the deposit/BaaS layer in-house.”

Brass

“Post-2024 acquisition Brass is being folded into Paystack MFB (Paystack's newly acquired microfinance bank licence via Ladder MFB).”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Paystack MFB? Claim this profile above to unlock your own full list.

Alternatives to Paystack MFB

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm64 buyers →Klarna54 buyers →YouLend45 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →finmid17 buyers →

Share this rank

An embeddable badge for Paystack MFB’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Copy-paste snippet

<a href="https://www.embeddedfinanceindex.com/vendors/paystack-mfb?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/paystack-mfb.svg"
       alt="Ranked #230 of 259 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/paystack-mfb/install" width="1" height="1" alt="" style="display:none">

Paystack MFB — frequently asked

Which companies use Paystack MFB?

2 companies disclose Paystack MFB in their stack in the Embedded Finance Index 2026, including Paystack and Brass.

What does Paystack MFB do?

Paystack MFB is an embedded-finance provider in Lending and BaaS. It ranks #230 of 259 Lending providers by disclosed buyers.

What are the alternatives to Paystack MFB?

The most-disclosed Lending alternatives to Paystack MFB are Affirm (64 buyers), Klarna (54 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Paystack MFB and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

Your category, mappedHow your stack compares to Paystack MFB and the other buyers it serves.
Build vs. buyWhere a provider relationship would close a gap faster than building it.
A named analyst, not a form replyA short call to scope what's actually worth assessing for you.