ApideckTape
← Embedded Finance Index 2026/Vendor

Napas

Provider
Card NetworkPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.

napas.com ↗
CategoriesCard Network, PSP
Rank#15 of 15 in Card Network
Buyers2 companies

Claim this profile. Work at Napas? Verify your work email to unlock the full buyer list.

Who uses Napas
2 companies disclose Napas in their stack
TechcombankTimo
Buyer mix · 2 of 2 classified
Bank / National · 1Fintech / Neobank · 1
APAC · 2
What the disclosures say
Techcombank
“SoftPOS product page on techcombank.com: 'Accepted card types: Contactless cards issued by Visa, MasterCard, and Napas'; business household account page lists QR code, ePOS, Apple Pay, Samsung Pay, Garmin Pay; Western Union mentioned as inward remittance agent on international transfer page. [coerced currencies: kept "…”
Timo
“Product documentation lists NAPAS Debit Card, VISA Debit Card and VISA Credit Card programs operated by Timo / BVBank — https://timo.vn/en/product-documentation/”
View source · timo.vn ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Napas? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Napas’s disclosed buyers are headquartered. Represent Napas? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Alternatives to Napas

Other Card Network providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Visa355 buyers →Mastercard314 buyers →American Express46 buyers →Verve24 buyers →Discover22 buyers →UnionPay13 buyers →Elo4 buyers →JCB4 buyers →
Share this rank

An embeddable badge for Napas’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #15 of 15 in Card Network — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/napas?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/napas.svg"
       alt="Ranked #15 of 15 in Card Network — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/napas/install" width="1" height="1" alt="" style="display:none">

Napas — frequently asked

Which companies use Napas?

2 companies are linked to Napas in the Embedded Finance Index 2026, through their own public disclosures or Napas's published customer list, including Techcombank and Timo.

What does Napas do?

Napas is an embedded-finance provider in Card Network and PSP. It ranks #15 of 15 Card Network providers by linked companies.

What are the alternatives to Napas?

The most-named Card Network alternatives to Napas are Visa (355 buyers), Mastercard (314 buyers), American Express (46 buyers), Verve (24 buyers), Discover (22 buyers) and UnionPay (13 buyers).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Napas and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Napas and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.