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← Embedded Finance Index 2026/Vendor

Mercoa

Provider
Spend / AP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

mercoa.com ↗Open Banking Tracker profile ↗
CategoriesSpend / AP
Rank#34 of 74 in Spend / AP
Buyers2 companies

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Who uses Mercoa
2 companies disclose Mercoa in their stack
ClyrBackdrop
Buyer mix · 2 of 2 classified
Vertical SaaS / Construction · 1Vertical SaaS / Film & TV Production · 1
US · 2
What the disclosures say
Clyr
“Mercoa publicly lists Clyr as a customer on mercoa.com (TIER 1 known_customer_listing).”
Backdrop
“Mercoa publicly lists Backdrop as a customer at https://mercoa.com/. Mercoa provides bill payments and AP automation infrastructure.”
View source · mercoa.com ↗
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Alternatives to Mercoa

Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

BILL40 buyers →Brex38 buyers →Ramp27 buyers →Tipalti19 buyers →Pleo14 buyers →findity11 buyers →Melio10 buyers →Pliant9 buyers →
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An embeddable badge for Mercoa’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #34 of 74 in Spend / AP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/mercoa?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/mercoa.svg"
       alt="Ranked #34 of 74 in Spend / AP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/mercoa/install" width="1" height="1" alt="" style="display:none">

Mercoa — frequently asked

Which companies use Mercoa?

2 companies are linked to Mercoa in the Embedded Finance Index 2026, through their own public disclosures or Mercoa's published customer list, including Clyr and Backdrop.

What does Mercoa do?

Mercoa is an embedded-finance provider in Spend / AP. It ranks #34 of 74 Spend / AP providers by linked companies.

What are the alternatives to Mercoa?

The most-named Spend / AP alternatives to Mercoa are BILL (40 buyers), Brex (38 buyers), Ramp (27 buyers), Tipalti (19 buyers), Pleo (14 buyers) and findity (11 buyers).

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