Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.
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2 companies name Lloyds Bank in their stack. The most common role is banking-as-a-service (2). A company can use the same bank for more than one thing.
Lloyds Bank publishes a developer portal with 9 API products, and 19 aggregators connect to it.
Lloyds Bank is one of the UK's oldest and largest high-street banks, operating current accounts, mortgages, corporate banking, insurance, and wealth management. Over the past decade it has invested heavily in digital and API infrastructure, publishing Open Banking APIs under PSD2 and building out an Embedded Payments proposition for corporate clients. Its Cardnet acquiring arm has been extended with Liberis-powered Merchant Cash Advance to SME merchants, reflecting a move toward embedded lending at the point of payment. Lloyds is increasingly positioning itself as both a regulated open banking provider (AISP/PISP) and an embedded finance infrastructure partner for businesses alongside its core retail and commercial banking franchise.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Lloyds Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<img src="https://www.embeddedfinanceindex.com/api/badge/lloyds-bank.svg"
alt="Ranked #183 of 340 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/lloyds-bank/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Lloyds Bank in the Embedded Finance Index 2026, through their own public disclosures or Lloyds Bank's published customer list, including Lloyds and PayPoint.
Lloyds Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2) and card issuer (1).
The most-named BaaS alternatives to Lloyds Bank are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).
Lloyds Bank is founded in 1765 and headquartered in 25 Gresham Street, London EC2V 7HN, United Kingdom.
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