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J.P. Morgan Payments

Transaction bank
PSPLendingFX / PayoutsTreasury Management

Transaction bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their payments & acquiring. Sells embedded finance as J.P. Morgan Payments Embedded Finance.

jpmorganpayments.com ↗
TypeTransaction bank
OfferingJ.P. Morgan Payments Embedded Finance
Used asPayments & acquiring, FX & payouts, Lending partner
Rank#95 of 538 in PSP
Buyers4 companies

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How companies use J.P. Morgan Payments

4 companies name J.P. Morgan Payments in their stack. The most common role is payments & acquiring (4). A company can use the same bank for more than one thing. Compare it with what J.P. Morgan Payments says it sells, below.

Payments & acquiring4
FX & payouts1
Lending partner1
Treasury & cash management1
How J.P. Morgan sells embedded financeTransaction bank

J.P. Morgan Payments Embedded Finance ↗

J.P. Morgan sells embedded finance as a single-provider, end-to-end suite: marketplaces and platforms onboard users and accept, hold and pay out funds without leaving the platform. Its pitch is the stability of a bank with the flexibility of a technology company.

“Accept, manage and transfer funds with frictionless, end-to-end solutions embedded directly into your existing ecosystem.”
jpmorgan.com ↗
What it offers
  • Digital onboarding. KYC-ready onboarding of the platform's end customers.
  • Payment accounts. Seller wallets and payment accounts held at the bank.
  • Acceptance. Pay-ins embedded in the platform's checkout.
  • Payouts. Global payouts across rails and currencies.
  • Embedded Payments API. APIs, widgets and the Payments Developer Portal.
Sells to
marketplacessoftware platformsmerchantscorporates
Delivery
Direct APIs + middleware · through Modern Treasury
Claims and record
Programs and partners it names
Walmart Marketplace
Seller wallet: onboarding, acceptance, cash management and payouts (2025).
source ↗
SMB credit access through API-based sub-ledgering.
source ↗
Services behind Amazon Seller Wallet (reported by American Banker).
source ↗
Payments Partner Network: enterprises embed payments on J.P. Morgan accounts.
source ↗
Accenture
First system integrator in the Payments Partner Network (2024).
source ↗
The bank’s own positioning and claims, checked against its pages 2026-10. Partners named here come from the bank and are not counted as buyer disclosures. Compare how banks sell embedded finance.
Who uses J.P. Morgan Payments
4 companies disclose J.P. Morgan Payments in their stack
Sightline PaymentsAurusJPMorgan ChaseDream Payments
Buyer mix · 4 of 4 classified
Infrastructure / Payments · 2Bank / National · 1Fintech / Payments (Gaming vertical) · 1
US · 3Canada · 1
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent J.P. Morgan Payments? Claim this profile above to unlock your own full list.
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Other banks in PSP

Other banks named for PSP in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Wells Fargo Bank8 buyers →Fifth Third Bank7 buyers →JPMorgan6 buyers →Cross River5 buyers →Chase Paymentech4 buyers →Deutsche Bank4 buyers →Axis Bank2 buyers →Barclays2 buyers →
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Ranked #95 of 538 in PSP — Embedded Finance Index 2026
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J.P. Morgan Payments — frequently asked

Which companies use J.P. Morgan Payments?

4 companies disclose J.P. Morgan Payments in their stack in the Embedded Finance Index 2026, including Sightline Payments, Aurus, JPMorgan Chase and Dream Payments.

What do fintechs use J.P. Morgan Payments for?

J.P. Morgan Payments is a transaction bank. Companies in the Embedded Finance Index 2026 name it as their payments & acquiring (4), fx & payouts (1) and lending partner (1).

Does J.P. Morgan Payments offer embedded finance?

Yes, as J.P. Morgan Payments Embedded Finance. J.P. Morgan sells embedded finance as a single-provider, end-to-end suite: marketplaces and platforms onboard users and accept, hold and pay out funds without leaving the platform. Its pitch is the stability of a bank with the flexibility of a technology company.

What are the alternatives to J.P. Morgan Payments?

The most-disclosed PSP alternatives to J.P. Morgan Payments are Wells Fargo Bank (8 buyers), Fifth Third Bank (7 buyers), JPMorgan (6 buyers), Cross River (5 buyers), Chase Paymentech (4 buyers) and Deutsche Bank (4 buyers).

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