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IDEMIA

Provider
Card IssuingKYCCrypto / Stablecoin

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 3 categories.

idemia.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesCard Issuing, KYC, Crypto / Stablecoin
Rank#19 of 66 in KYC
Buyers8 companies
HeadquartersCourbevoie, France
Founded2017

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Founders & story · from IDEMIA’s own dossier

IDEMIA is a French identity, cryptography, and card-manufacturing incumbent formed from the 2017 Oberthur/Morpho merger. Historically a card personalization bureau (800M+ payment cards/year for banks), it has repositioned around embedded finance infrastructure — via a FinTech Accelerator Card Program plugged into 'the majority of processors and BaaS providers' — and around digital identity/biometrics for governments and border control. In 2023 it split IDEMIA Secure Transactions from IDEMIA Public Security, sharpening the payments-infrastructure arm.

Latest round: Debt (undisclosed)
Recent developments
  • 2026-09IST enabled Google Pay for AEON Bank in Malaysia. source ↗
  • 2026-07IST released new set of modern card issuance APIs. source ↗
  • 2026-05IST unveiled Roam2Pay cross-border scheme interoperability solution. source ↗
  • 2026-04IST launched first 'Made in France' marked payment cards. source ↗
Full dossier: IDEMIA’s own stack, layer by layer →
Who uses IDEMIA
8 companies disclose IDEMIA in their stack
Roam2paySadapayTelefónicaHubucQualcommTymeBankDurableSingapore Changi Airport
Buyer mix · 8 of 8 classified
Fintech / Neobank · 2Fintech / Cross-border payments · 1Infrastructure / Card issuing · 1Infrastructure / Semiconductors & Wireless Technology · 1Telco / Diversified Telecommunications · 1Vertical SaaS / Aviation & Airport Management · 1Vertical SaaS / SMB Services · 1
APAC · 3EU · 2US · 1Canada · 1
What the disclosures say
Roam2pay
“Fix your sale price in a major currency for up to 2 years.' IDEMIA listed as launch partner via ibsintelligence.com.”
Sadapay
“SadaPay homepage references virtual card with global acceptance; IDEMIA partnership (known_customer_listings) for card personalization; no PSP vendor explicitly named in evidence.”
Telefónica
“IDEMIA publicly lists Telefónica as a customer on idemia.com (TIER 1 known_customer_listing).”
Hubuc
“IDEMIA partnership confirms physical Motion Code dynamic CVV cards.”
Qualcomm
“IBSintelligence publicly lists Qualcomm in the context of 'IDEMIA teams up with Qualcomm to boost offline CBDC payments' — this is a partnership for CBDC/payment chip technology integration (IDEMIA's hardware/SIM secure element + Qualcomm chipsets), not a KYC/AML vendor relationship.”
TymeBank
“tymebank.co.za PayShap help page; Apple Pay support page; Mastercard debit issuance via IDEMIA partnership”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent IDEMIA? Claim this profile above to unlock your own full list.
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What IDEMIA runs on · from its own dossier
The third-party providers IDEMIA itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose IDEMIA.
BaaS
Treezor
Card Network
VisaMastercardJCB
KYC
footprint
Full dossier with evidence for each layer →
Alternatives to IDEMIA

Other KYC providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Sumsub43 buyers →Persona36 buyers →Veriff35 buyers →Onfido34 buyers →Stripe24 buyers →Socure23 buyers →Alloy21 buyers →footprint21 buyers →
Share this rank

An embeddable badge for IDEMIA’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #19 of 66 in KYC — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/idemia?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/idemia.svg"
       alt="Ranked #19 of 66 in KYC — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/idemia/install" width="1" height="1" alt="" style="display:none">

IDEMIA — frequently asked

Which companies use IDEMIA?

8 companies are linked to IDEMIA in the Embedded Finance Index 2026, through their own public disclosures or IDEMIA's published customer list, including Roam2pay, Sadapay, Telefónica, Hubuc, Qualcomm, TymeBank, Durable and Singapore Changi Airport.

What does IDEMIA do?

IDEMIA is an embedded-finance provider in Card Issuing, KYC and Crypto / Stablecoin. It ranks #19 of 66 KYC providers by linked companies.

What are the alternatives to IDEMIA?

The most-named KYC alternatives to IDEMIA are Sumsub (43 buyers), Persona (36 buyers), Veriff (35 buyers), Onfido (34 buyers), Stripe (24 buyers) and Socure (23 buyers).

Where is IDEMIA headquartered?

IDEMIA is founded in 2017 and headquartered in Courbevoie, France.

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