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Episode Six

Provider
Card IssuingLedgerBaaSFX / PayoutsOpen Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 7 companies across 5 categories.

episodesix.com ↗Also analysed as a company — its own stack →
CategoriesCard Issuing, Ledger, BaaS, FX / Payouts, Open Banking
Rank#31 of 231 in Card Issuing
Buyers7 companies
HeadquartersAustin, Texas, United States
Founded2015
Raised$98M

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Founders & story · from Episode Six’s own dossier

Founded in 2015, Episode Six was built as an API-first, cloud-native card issuing and ledger infrastructure provider for banks, fintechs, and brands. Unlike legacy processors, E6's differentiator is a hyper-configurable ledger that supports prepaid, debit, credit, installments, and multi-currency products on a single platform. The company has expanded from pure card issuing into broader financial infrastructure — adding revolving credit, BNPL, virtual accounts, and crypto/fiat multi-currency ledger capabilities — positioning itself as the configurable backbone for embedded finance programs globally, now live in 17 countries.

Latest round: Venture (Round not Specified), 2025
Recent developments
  • 2025-06Episode Six partnered with xMoney to power a unified on- and off-ramp ecosystem connecting fiat and crypto rails for international growth. source ↗
  • 2023-09Launched Business Now, Pay Later™ enabling financial institutions to offer B2B installments to SMEs. source ↗
Full dossier: Episode Six’s own stack, layer by layer →
Who uses Episode Six
7 companies disclose Episode Six in their stack
ShopeeRainANNA MoneyDCS Card CentreNeobank UnifimoneySharesiesMontonio
Buyer mix · 7 of 7 classified
Fintech / Card issuing · 1Fintech / Investment · 1Fintech / Neobank · 1Fintech / SMB banking · 1Infrastructure / Card issuing · 1Marketplace / E-commerce · 1Vertical SaaS / E-commerce · 1
APAC · 3US · 2UK · 1EU · 1
What the disclosures say
Shopee
“Episode Six / Monee announcement on finopotamus.com: 'Episode Six... appointed by Monee, a leading digital financial services provider in Southeast Asia, to support the roll-out of the ShopeePay Unlimited Card.' ShopeePay product page lists SeaBank as settlement/payout bank for Indonesia.”
Rain
“Rain is a Visa and Mastercard Principal Member issuing cards directly without intermediaries; Episode Six announced as APAC processing partner; banking services provided by SSB (Member FDIC); Rain affiliates include Nimbus LLC dba Third National.”
ANNA Money
“Episode Six press release confirms migration of ANNA Money's business debit card program to Episode Six (buzz.episodesix.com).”
DCS Card Centre
“Episode Six partnership (April 2024) provides the card issuance technology layer behind the DCS Credit-Cards-as-a-Service product that lets fintechs launch branded credit cards in weeks.”
Neobank Unifimoney
“Trust center lists Episode Six as a reviewed/trusted partner, indicating card processing infrastructure.”
Sharesies
“Episode Six press release (Nov 2025): 'Episode Six's modern card issuing and ledger technology will power Sharesies' new debit card offering, enabling multi-currency support, virtual account provisioning, and integrated foreign exchange capabilities.' Sharesies Spend page confirms Mastercard partnership.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Episode Six? Claim this profile above to unlock your own full list.
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Alternatives to Episode Six

Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Marqeta68 buyers →Stripe Issuing33 buyers →Enfuce26 buyers →Paymentology25 buyers →Galileo21 buyers →Sutton Bank21 buyers →Pliant20 buyers →i2c18 buyers →
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Ranked #31 of 231 in Card Issuing — Embedded Finance Index 2026
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Episode Six — frequently asked

Which companies use Episode Six?

7 companies disclose Episode Six in their stack in the Embedded Finance Index 2026, including Shopee, Rain, ANNA Money, DCS Card Centre, Neobank Unifimoney, Sharesies and Montonio.

What does Episode Six do?

Episode Six is an embedded-finance provider in Card Issuing, Ledger, BaaS, FX / Payouts and Open Banking. It ranks #31 of 231 Card Issuing providers by disclosed buyers.

What are the alternatives to Episode Six?

The most-disclosed Card Issuing alternatives to Episode Six are Marqeta (68 buyers), Stripe Issuing (33 buyers), Enfuce (26 buyers), Paymentology (25 buyers), Galileo (21 buyers) and Sutton Bank (21 buyers).

Where is Episode Six headquartered?

Episode Six is founded in 2015 and headquartered in Austin, Texas, United States.

How much funding has Episode Six raised?

Episode Six has raised $98M in total.

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