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← Embedded Finance Index 2026/Banks

Citi Treasury & Trade Solutions

Transaction bank
FX / PayoutsPSP

Transaction bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their fx & payouts. Sells embedded finance as Citi Banking as a Service.

cititreasurytradesolutions.com ↗
TypeTransaction bank
OfferingCiti Banking as a Service
Used asFX & payouts, Payments & acquiring
Rank#122 of 179 in FX / Payouts
Buyers2 companies

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How companies use Citi Treasury & Trade Solutions

2 companies name Citi Treasury & Trade Solutions in their stack. The most common role is fx & payouts (1). A company can use the same bank for more than one thing. Compare it with what Citi Treasury & Trade Solutions says it sells, below.

FX & payouts1
Payments & acquiring1
How Citi sells embedded financeTransaction bank

Citi Banking as a Service ↗

Citi Services sells embedded finance as platform plays for e-commerce companies, fintechs and marketplaces, built on virtual accounts. It pairs them with Spring by Citi and Payments Express so a platform can accept, hold and pay out funds with one bank, and says the model is designed not to compete with its clients' core business.

“Citi's BaaS solution transforms banking relationships into strategic collaboration, providing businesses with the financial tools and global expertise needed to thrive in an evolving digital landscape.”
services.citi.com ↗
What it offers
  • Virtual account wallet. API-native US accounts and payments embedded in the client's platform.
  • Payer ID. Virtual IBANs for receivables reconciliation and fintech collections.
  • Spring by Citi. Digital payment acceptance combining PSP and bank services.
  • Global payouts. WorldLink cross-border payouts to accounts, cards and wallets; 24/7 USD clearing.
Sells to
e-commerce platformsmarketplacesfintechsPSPscorporatesfinancial institutions
Delivery
Direct APIs
Claims and record
  • Domestic ACH and wire payments in 90 markets through direct clearing membership. services.citi.com ↗
  • Spring by Citi live in 23 markets, Payments Express in 20, Payer ID in 11 (Tearsheet, July 2025). tearsheet.co ↗
The bank’s own positioning and claims, checked against its pages 2026-10. Partners named here come from the bank and are not counted as buyer disclosures. Compare how banks sell embedded finance.
Who uses Citi Treasury & Trade Solutions
2 companies disclose Citi Treasury & Trade Solutions in their stack
XiaomiCiti
Buyer mix · 2 of 2 classified
Bank / National · 1Horizontal SaaS / E-commerce · 1
APAC · 1US · 1
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Citi Treasury & Trade Solutions? Claim this profile above to unlock your own full list.
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Other banks in FX / Payouts

Other banks named for FX / Payouts in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Banking Circle12 buyers →JPMorgan7 buyers →Deutsche Bank4 buyers →Citi3 buyers →Citibank2 buyers →ClearBank2 buyers →Column Bank2 buyers →Goldman Sachs Transaction Banking2 buyers →
Share this rank

An embeddable badge for Citi Treasury & Trade Solutions’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #122 of 179 in FX / Payouts — Embedded Finance Index 2026
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Citi Treasury & Trade Solutions — frequently asked

Which companies use Citi Treasury & Trade Solutions?

2 companies are linked to Citi Treasury & Trade Solutions in the Embedded Finance Index 2026, through their own public disclosures or Citi Treasury & Trade Solutions's published customer list, including Xiaomi and Citi.

What do fintechs use Citi Treasury & Trade Solutions for?

Citi Treasury & Trade Solutions is a transaction bank. Companies in the Embedded Finance Index 2026 name it as their fx & payouts (1) and payments & acquiring (1).

Does Citi Treasury & Trade Solutions offer embedded finance?

Yes, as Citi Banking as a Service. Citi Services sells embedded finance as platform plays for e-commerce companies, fintechs and marketplaces, built on virtual accounts. It pairs them with Spring by Citi and Payments Express so a platform can accept, hold and pay out funds with one bank, and says the model is designed not to compete with its clients' core business.

What are the alternatives to Citi Treasury & Trade Solutions?

The most-named FX / Payouts alternatives to Citi Treasury & Trade Solutions are Banking Circle (12 buyers), JPMorgan (7 buyers), Deutsche Bank (4 buyers), Citi (3 buyers), Citibank (2 buyers) and ClearBank (2 buyers).

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