Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Airpay started as an omnichannel payments platform in India, targeting MSMEs and the unbanked. Over 11+ years it expanded beyond payment gateway services into a full financial services platform — building an agent network (vyaapaar) for last-mile financial inclusion across 500+ districts. More recently, it has layered on a digital lending arm (airpay.capital) acting as an RBI-registered Lending Service Provider, and has expanded internationally into the UAE and Middle East with working capital financing products, pivoting from pure payments toward an embedded finance platform for SMBs.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #197 of 538 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/airpay/install" width="1" height="1" alt="" style="display:none">2 companies disclose airpay in their stack in the Embedded Finance Index 2026, including Hotelogix and Airvend (formerly Callphone).
airpay is an embedded-finance provider in PSP. It ranks #197 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to airpay are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
airpay is headquartered in India (Pune area, based on customer care number prefix 020).
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