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Yuno

“Can a payment orchestration API become the AI-native financial operating system that global enterprise merchants and banks use to manage every payment, payout, fraud, and compliance workflow across 190+ countries?”

Founded2021
HQNew York, NY, USA (incorporated Cayman Islands; founded in Colombia)
FoundersJuan Pablo Ortega, Julián Núñez
Total raised$80M
Latest roundSeries B, August 2026
IndustryInfrastructure / Payments
The story

Founded in 2021 by Rappi veterans who experienced LATAM payment fragmentation firsthand, Yuno launched as a no-code payment orchestration layer enabling merchants to connect multiple PSPs via a single API. By 2023–2024, it expanded aggressively beyond LATAM into 190+ countries, repositioning from a regional routing tool to a global payments infrastructure platform. In 2025–2026, Yuno pivoted toward AI-native infrastructure — adding agentic commerce, NOVA AI, Payments Concierge, and stablecoin rails — and declared itself the 'AI-Native Operating System of Global Commerce', signaling ambitions to embed deeper into merchants' and banks' financial stacks beyond pure orchestration.

Last 12 months
2026-08
2026-08
2026-04
Product timeline
2021
Founded by Juan Pablo Ortega and Julián Núñez (ex-Rappi) to solve cross-border payment fragmentation with a single no-code orchestration API.· pivot
2022
Raised $10M seed led by Kaszek and Monashees; launched core payment orchestration platform with multi-PSP routing.· banking
2023
Raised $25M Series A led by Andreessen Horowitz; expanded to 190+ countries and 1,000+ payment integrations.· banking
2024
Named Top FinTech Company by CNBC, Statista, and CB Insights; opened regional HQ in Doha for APAC, EU, Middle East and Africa expansion.· acquisition
2025
Launched NOVA AI, stablecoins support, agentic commerce product, and Payments Concierge AI agent for real-time payment monitoring.· banking
2026
Raised $45M Series B led by Global PayTech Ventures; rebranded as 'AI-Native Operating System of Global Commerce'; targeting $100B annual transaction volume.· banking
The stack
1 layer disclosed in Yuno’s embedded-finance stack
Payments / PSP
StripeAdyendLocalPayUAirwallex2c2p
Accounting gap: minor

Yuno — frequently asked

Who is Yuno's payment processor?

Yuno processes payments through Stripe, Adyen, dLocal, PayU, Airwallex and 2c2p.

Who founded Yuno?

Yuno was founded by Juan Pablo Ortega and Julián Núñez and is founded in 2021, headquartered in New York, NY, USA (incorporated Cayman Islands; founded in Colombia).

How much funding has Yuno raised?

Yuno has raised $80M in total (latest round: Series B, August 2026).

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