“Can an agentic treasury layer become the default operating account for non-fintech platforms that move money?”
TreasuryPath is a 2025-founded New York startup positioning itself as an 'agentic treasury OS' for the 'fuzzy middle' — tech companies that move money between two sides (lending, payroll, marketplaces, multi-entity ops) but are not fintechs. Its wedge is AI agents that reconcile, sweep, and time FX with human-in-the-loop approval, layered on top of existing banks and PSPs; its 'The One Account' product then absorbs collections, custody, yield and payouts into a single embedded account.