TOC Biometrics
“Can a database-free, enrollment-less biometric identity verification model become the standard for secure digital transactions and document signing across Latin American financial institutions?”
TOC Biometrics was founded in 2010 in Santiago, Chile, as a biometric identity verification company specializing in fingerprint matching linked directly to national ID cards and smartphones — with no enrollment or biometric database storage. The company built a patented 'TOC Trusted 3rd Party' model generating unique tokens and OTPs per transaction. It established a strong foothold in Latin American banking due to its enrollment-free architecture and expanded into digital document signing. In August 2022, Sovos acquired TOC Biometrics to integrate its identity verification technology into Sovos's Trust Suite, targeting fraud prevention and compliance markets across LATAM.