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← Embedded Finance Index 2026

Ticket Log

“Can a corporate fuel-card issuer become the digital payment rail for every dollar spent moving a truck in Latin America — fuel, tolls, maintenance, freight, and financing?”

Founded2016
HQSão Paulo, Brazil (operations in Campo Bom, RS)
IndustryVertical SaaS / Fleet & Mobility
The story

Ticket Log is the fleet-and-mobility arm of Edenred Brasil (subsidiary of French Edenred), historically a fuel-card issuer for corporate fleets in Brazil. Over the last few years the group has consolidated all of its Brazilian mobility products (Ticket Log fuel cards, Repom freight payments, Taggy toll tags, Edenred Pay, Punto acquiring for gas stations) under a unified Edenred Mobilidade portal. The 2024 closing of the Repom/Pagbem combination signalled a move from being a card issuer to being a full end-to-end digital payments infrastructure for Brazilian road freight — spanning fuel, tolls, maintenance, freight settlement and receivables financing (Antecipa) for gas station partners.

Last 12 months
2025-05
Product timeline
2016
Ticket Log established as a fleet fuel-card and mobility management brand of Edenred Brasil· banking
2023
Edenred announces combination of Repom (freight payments) with Pagbem to digitize Brazilian trucking payments· acquisition
2024
Closing of Edenred Repom + Pagbem consolidation, creating a unified digital freight-payment platform· acquisition
2025
Group rebrands consumer-facing portal as Edenred Mobilidade, consolidating Ticket Log, Repom, Taggy, Edenred Pay and Punto· pivot
Acquisitions
Pagbem2024
Combined with Edenred Repom to create a 100% digital freight-payment solution for Brazilian road cargo transport; closing announced December 2024.
Regulated entities
1
regulatory licence held by Ticket Log
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Ticket Log’s embedded-finance stack
Payments / PSP
Punto (self-operated, Edenred group acquirer for gas stations)Edenred Pay (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Accounting gap: significant
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Ticket Log — frequently asked

What bank does Ticket Log use?

Ticket Log discloses Repom Instituição de Pagamento HUSA S.A. (in-house) as its banking provider, according to the Embedded Finance Index 2026.

Is Ticket Log a bank?

Ticket Log does not disclose a bank charter of its own; its banking services are provided through Repom Instituição de Pagamento HUSA S.A. (in-house).

Who is Ticket Log's payment processor?

Ticket Log processes payments through Punto (self-operated, Edenred group acquirer for gas stations) and Edenred Pay (self-operated).

Who issues Ticket Log's cards?

Ticket Log's cards are issued through Repom Instituição de Pagamento HUSA S.A. (in-house).

Who provides Ticket Log's lending?

Ticket Log's lending and capital products are provided by Antecipa by Edenred Ticket Log (in-house receivables financing).

What is Ticket Log's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in Ticket Log's stack: Payments / PSP (Punto (self-operated, Edenred group acquirer for gas stations) and Edenred Pay (self-operated)); Banking / BaaS (Repom Instituição de Pagamento HUSA S.A. (in-house)); Card issuing (Repom Instituição de Pagamento HUSA S.A. (in-house)); Lending (Antecipa by Edenred Ticket Log (in-house receivables financing)).

Where is Ticket Log headquartered?

Ticket Log is founded in 2016 and headquartered in São Paulo, Brazil (operations in Campo Bom, RS).

What companies has Ticket Log acquired?

Ticket Log's acquisitions include Pagbem (2024).

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