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Tennis Finance

Can AI agents replace the human-heavy loan servicing and legal collections stack for commercial lenders?

Founded2022
HQSan Francisco, California, United States
Total raised$300K
Latest roundPre-Seed (2022)
IndustryVertical SaaS / Lending & Collections (AI)
The story

Sway Technology, Inc. was founded in 2022 with an early concept blending web3 yield with a Visa spending card and compliance tooling for financial institutions (per PitchBook). By 2025, the company had pivoted twice — first into AR automation for SaaS/SMBs, then into its current positioning as a B2B loan servicing and legal collections AI platform for commercial lenders, with AI voice/SMS/email agents and UCC filing/enforcement workflows. The company remains small (2–6 employees, $300K pre-seed) and is not itself a licensed lender or money-services business — it sells software to lenders.

Last 12 months
Product timeline
2022
Founded as Sway Technology, Inc.; initial product focused on AI-powered compliance tooling for financial institutions (including a crypto-yield + Visa card concept per PitchBook).· pivot
2023
Operating as Tennis Finance, pivoting toward AI-powered AR / accounts receivable automation for SaaS and SMB lenders.· pivot
2025
Repositioned to 'The AI Platform for B2B Loan Servicing & Legal Collections' — AI voice/SMS/email agents plus UCC filing and legal enforcement workflows for commercial lenders.· pivot
The stack
0 layers disclosed in Tennis Finance’s embedded-finance stack
Accounting gap: none